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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Best savings account I've had

They are very quick to pass on any changes in official interest rates. No waiting around for weeks or months for them to nudge up or down by .05%, they give you almost the full official rate. Best savings account I've had. Reviewed on: 3rd April 2023

Super Zopa

Best app around, easy to use and super competitive Reviewed on: 3rd April 2023

Best Savings Account

Extremely easy account to set up, very accessible app, great interest rates. Highly recommend. Reviewed on: 3rd April 2023

Genius savings pots!

I LOVE how easy it is to set up and use different savings pots - so satisfying to see it all growing towards my goals! It's really easy to add and withdraw money, and to fix different pots of different amounts of time, getting better interest rates on the money I don't need easy access to. Reviewed on: 3rd April 2023

Easy Saving

The saving interest rate is really good, I did my research beforehand and couldn't find anything as good. Also the application and set up was really simple, and the app is really easy to use. Reviewed on: 3rd April 2023

Tremendous user experience

It is so easy to set up and start benefiting from a Zopa smart save account - and the interest rates are really competitive. What’s not to like? Reviewed on: 3rd April 2023

Fantastic product

Really easy to set up, can withdraw money, easy to use app and great savings rate. Really happy! Reviewed on: 3rd April 2023

Simple; easy and great interest rates

Everything about Zopa is easy couldn’t ask for more from a savings account Reviewed on: 3rd April 2023

Excellent

I was looking for a saving account which offered a good interest rate and flexible options on being able to access my money. I was recommended this account and as a first time saver I couldn’t be happier and more reassured I chose the right decision Reviewed on: 3rd April 2023

Great App

Easy to use App and very competitive rates for easy access. Reviewed on: 3rd April 2023

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