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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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0%
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0%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great savings account with good interest rate

4
App is easy to use, account is easy to add money to, interest rate is one of the best on the market Reviewed on: 3rd April 2023

Amazing product

5
I’m so happy to invest my money with Zopa’s family. I just regret to discovered them last year. Thank a million. Reviewed on: 3rd April 2023

Really easy to use

5
Very easy to set up and interest rates are the best I've seen. I've already recommended Zopa to everyone I know. Reviewed on: 3rd April 2023

Great servicr

5
It’s been a great experience so far. Reviewed on: 3rd April 2023

Great Account for Organising Savings

5
Easy to set up and everything works as it should. Great for keeping funds in separate pots for different saving goals. Reviewed on: 3rd April 2023

Excellent rates and so simple to use.

5
Exactly what it says in the title. Great rates for my saving and so simple to do. When banks are struggling to give you the best rates for your savings, in jumps Zopa and sets the ball rolling. Very easy to use app and everything is just so simple. I would recommend this to everyone. Reviewed on: 3rd April 2023

Great Smart Saver

5
Good interest rates, easy to set up and very easy to move money from one account to the smart savings account. Have already recommended to my friends and family! Reviewed on: 3rd April 2023

Clear and easy

5
Clear and easy way to save money. Interest added monthly. Love it. Reviewed on: 3rd April 2023

Great savings account

5
Great smart saver account. Easy to manage. Highly recommend Reviewed on: 3rd April 2023

Easy to use, great interest

5
Very easy to use and I like the app. The interest rates are very good, even for the easy access pots. Reviewed on: 3rd April 2023

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