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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great - would recommend

Really easy to navigate and great saving incentives Reviewed on: 3rd April 2023

Great savings account

Very easy to set up account, and easy withdrawal process. Good interest rates, would recommend Reviewed on: 3rd April 2023

Great interest rates

Much better than high street banks Reviewed on: 3rd April 2023

Simple to use

Easy account to set up, access money & move money when required Reviewed on: 3rd April 2023

Zopa

Excellent crédit card , savers account and easy to use Reviewed on: 3rd April 2023

Good, all round savings app

Really easy to deposit, especially when you set up an automatic savings payment. Really nice way to save for specific things that need paying at specific times with the different pots and their various locking periods. Reviewed on: 3rd April 2023

Satisfied saver

I have found Zopa easy to access and manage. I feel confident my money is safe and working for me. Thank you Zopa for responing quickly to market changes and keeping me informed promptly. Reviewed on: 3rd April 2023

Good savings made easy

Zopa offer a very easy to use app and an attractive interest rate that they endeavour to keep competitive. Reviewed on: 3rd April 2023

Easy to setup and use

Really easy to setup an account and start saving. Would highly recommend to friends and family. Reviewed on: 3rd April 2023

Hassle-free savings

Easy to set up, user-friendly app, great support. No complaints. Reviewed on: 3rd April 2023

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