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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple, clean interface and good rates

Simple, clean interface and good rates. What more can you ask for! Reviewed on: 3rd April 2023

Great simple to use navigate so start saving

Great bank, app, easy to use, navigate and great rates too Reviewed on: 3rd April 2023

Hassle Free Investing

Easy to open, fast withdrawals and great interest. Reviewed on: 3rd April 2023

Great choice for savers

Zopa has great interest rates and is super flexible and easy to use. With it being FCFS insured, I rest easy leaving my money there Reviewed on: 3rd April 2023

Easy to use & good interest rates

Really easy to set up and use. Good interest rates, including higher rates for giving notice periods to withdraw Reviewed on: 3rd April 2023

Very easy to use, good interest rate

Application is so simple to use. Options and rates are also good Reviewed on: 3rd April 2023

Great savings account

Very quick to increase rates as the bank of england increased Reviewed on: 3rd April 2023

Great

Easy to top up, and well communicated rate increases. Very happy! Reviewed on: 3rd April 2023

Saving made smart and easy

I have been using Zopa for a while now and absolutely love that I can move money between the different types of saving pots with ease and when I want it - Zopa takes care of the rest and fills me with confidence when it comes to saving. Would recommend to all. Reviewed on: 3rd April 2023

Great Savings

Great interest rates and a great app. Only downside is that it does not do joint accounts. Its not a deal breaker, but would be good :-) Reviewed on: 3rd April 2023

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