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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Savings review

Easy to set up, easy to use, great savings rate. What's not to like. I would highly recommend Zopa. Reviewed on: 17th March 2023

Great rates!

Loving the rates offered by Zopa and the ability to create different pots - perfect for managing all my savings! Reviewed on: 17th March 2023

Very happy with zopa

Great company very easy to sign up would recommend Reviewed on: 17th March 2023

Hits the mark for retail savings

Was referred by a friend, took 5 minutes to set up. Did a test deposit and withdrawal to see how it works. Then deposited my savings. To be honest I couldn't believe how easy it was. Well done Zopa! Reviewed on: 17th March 2023

Hassle free, rewarding savings

Easy to set up the account, great interest rates, manage though a simple app. Perfect! Reviewed on: 17th March 2023

Great Rates and so easy t set up

I recently transferred from a competitor and found the whole process to be quick, easy and efficient. Top rates too. Couldn't be more impressed! Reviewed on: 17th March 2023

So easy and cost effective

Such a quick and easy process. Have set up a main pot for a lump sum and plan on opening pots for future events! Reviewed on: 17th March 2023

Best interest rates

Highly recommend, easy to use saving account Reviewed on: 17th March 2023

Great interest rate

Quick and easy to use and set up. Fantastic rate of interest for a easy access account Reviewed on: 17th March 2023

New Customer

I have recently opened a savings account having been attracted by the good interest rate. Opening an account was very straight forward so so far pleased with my experience. Reviewed on: 17th March 2023

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