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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Brilliant

5
Great rates easy to use and quick transactions Reviewed on: 17th March 2023

Wow

5
Super smart, beneficial and great UI Reviewed on: 17th March 2023

Money saving made easy

5
Not only do Zopa have amazing saving interest rates and account options their service is well designed, highly accessible and straightforward. Since joining up I’ve recommended them to multiple friends and family members. Reviewed on: 17th March 2023

Great service

5
Good rates, easy to set up using the app Reviewed on: 17th March 2023

Easy savings with good interest rates

5
I recently set up accounts with Zopa. The app is very easy to use with lots of information and chat service if needed. Reviewed on: 17th March 2023

Choice, flexibility and great rates

5
I came across Zopa after reading about them on comparison websites and their saving rates appealed to me. However the app does so much more, allowing me to create different pots for each of my goals - it is really encouraging me to keep going so I can do what I want to in life. Reviewed on: 17th March 2023

Great! 10/10

5
Awesome app, product, support and saving rates. Best out there on the market Reviewed on: 17th March 2023

Easy to use

5
Very good savings rate, banking app is a work of art ,highly recommended Reviewed on: 17th March 2023

Great Experience

5
The savings account is so easy to set up and at an amazing rate. I love the flexibility the account provides and the brilliant boost feature. Reviewed on: 17th March 2023

Easy to use

5
Easy to deposit no fuss. Decent interest Reviewed on: 17th March 2023

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