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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7746 reviews)

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4.94

Based on 7,746 reviews, last reviewed 6th Mar 2026

53600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is convinient I moved to zopa because of the saving rates and I was surprised by the good incentives they provided which made me move even more than our finances. I... Read more Reviewed on: 6th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7746)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very easy to use and often a good rate

Very easy to use and often a good rate Reviewed on: 25th April 2025

App is very intuitive and easy to use.

App is very intuitive and easy to use. Fantastic interest rates. Reviewed on: 25th April 2025

The regular saver paying 7.5%

The regular saver paying 7.5% is fantastic. Easy to use app and good customer service when I have needed to contact them.2% cashback on direct debits too Reviewed on: 25th April 2025

Smart saver

Easy to use and get money out. Decent interest rate. Reviewed on: 25th April 2025

So easy to use they keep me updated very pleased...

So easy to use they keep me updated very pleased Reviewed on: 25th April 2025

Perfect app in every way.

Perfect app in every way. Great rates, easy to navigate and excellent customer service Reviewed on: 25th April 2025

Since opening the Zopa account.

Since opening the Zopa account. It has been easy to save and navigate with a great app. Good interest rates and get notifications with updates and tips. Reviewed on: 25th April 2025

Easy to use app.

Easy to use app. Good product offering with clear benefits Reviewed on: 25th April 2025

Intuitive and easy to use app

The app is very easy to use and money transfers into and out of Zopa are instant Reviewed on: 25th April 2025

Pots make saving easy.

Great to have the smart savings helps with budgeting. Fair interest rates especially with boosted accounts Reviewed on: 25th April 2025

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