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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7755 reviews)

View other Zopa products

4.94

Based on 7,755 reviews, last reviewed 7th Mar 2026

54500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Clear information and competitive rates. Zopa were recommended to me for the ease of applying, good interest rates and the convenience and ease of moving my money around. I must admit I am ve... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7755)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

App is very intuitive and easy to use.

App is very intuitive and easy to use. Fantastic interest rates. Reviewed on: 25th April 2025

The regular saver paying 7.5%

The regular saver paying 7.5% is fantastic. Easy to use app and good customer service when I have needed to contact them.2% cashback on direct debits too Reviewed on: 25th April 2025

Smart saver

Easy to use and get money out. Decent interest rate. Reviewed on: 25th April 2025

So easy to use they keep me updated very pleased...

So easy to use they keep me updated very pleased Reviewed on: 25th April 2025

Perfect app in every way.

Perfect app in every way. Great rates, easy to navigate and excellent customer service Reviewed on: 25th April 2025

Since opening the Zopa account.

Since opening the Zopa account. It has been easy to save and navigate with a great app. Good interest rates and get notifications with updates and tips. Reviewed on: 25th April 2025

Easy to use app.

Easy to use app. Good product offering with clear benefits Reviewed on: 25th April 2025

Intuitive and easy to use app

The app is very easy to use and money transfers into and out of Zopa are instant Reviewed on: 25th April 2025

Pots make saving easy.

Great to have the smart savings helps with budgeting. Fair interest rates especially with boosted accounts Reviewed on: 25th April 2025

Easy to set up and good visual dashboard

Easy to set up and good visual dashboard Reviewed on: 24th April 2025

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