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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Excellent and easy

Great interest rates and really straightforward to open Reviewed on: 20th February 2023

Fats to open, great rates, great innovation (pots)

Great idea that you can easily move money ebtween differernt term "pots" without creating lots of extra accounts. So fast to open - much better than traditional bank offerings Reviewed on: 20th February 2023

So easy

I've already recommended 2 family members after setting up my account through the app. Easily the best savings account I've had. Reviewed on: 20th February 2023

Zopa

A great way to do your banking due to it's ease of use and excellent rates. I recommend this to all my friends Reviewed on: 20th February 2023

Easy to use and flexible periods with bonus saving rates

We've been really happy with Zopa. The ability to move savings into separate pots for different lengths of time with bonus saving rates is really useful and really easy. Deposits and withdrawals are seamless too! Reviewed on: 20th February 2023

Easy to use and reliable

I moved to Smart Saver, it's easy to use, reliable and I would recommend to all my friends. Reviewed on: 20th February 2023

Service speed

Easy app, great rates, lots of options Reviewed on: 20th February 2023

Great service

Great service, easy to use app and good rates Reviewed on: 20th February 2023

Fantastic easy to use App

I love this app, it’s so easy to move money and the interest boost lots are a great idea! Would definitely recommend. Reviewed on: 20th February 2023

Fantastic high quality app

I really enjoy saving with Zopa, such an easy app to use with great features. I recommend Zopa to all my friends and family! Reviewed on: 20th February 2023

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