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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Simple. Smart. Superb!

Really simple app. Great access to my savings without compromising on interest rate. Seem less transactions. Highly recommend. Reviewed on: 20th February 2023

Excellent savings account. Highly recommended.

So easy to set up and top up your savings Reviewed on: 20th February 2023

Great product and so easy to set up

I was looking for an easy savings account and came across this saver on line. It offered exactly what I was looking for, good interest but also good reviews. It was so easy to set up and when I have needed to speak to a team member - you can!! Reviewed on: 20th February 2023

Best savings account I have had

Best interest rate I’ve seen for years- so easy to transfer in and out. Just wish I knew about them sooner! Reviewed on: 20th February 2023

Excellent company

fantastic upfront honest company who consistently give great interest rates for the every day saver Reviewed on: 20th February 2023

Best mobile bank for me

I am no tech expert but I find Zopa so easy to use and it pays top interest rates. It is a British bank with a full British licence. Other banks such as Monzo and Starling have had bad press recently, as has Revolut, which is net yet a bank in Britain. Reviewed on: 20th February 2023

Competitive rates, compelling terms

I love using Zopa to maximise my savings as it’s so intuitive to set up and manage, the rates are highly competitive, and the boost feature means I can get more from money I don’t need straight away by locking it away for a short period, without having to commit to inflexible fixed rate savings products Reviewed on: 20th February 2023

Amazing savings account

Opening and managing the account is very easy, rates are good and the app is user friendly. Reviewed on: 20th February 2023

Quick Easy Setup Great Rates

Very easy to use and it's great to actually be getting something from my savings. Reviewed on: 20th February 2023

The easiest and quickest way to manage online savings

Zopa provides a platform that’s easy to use when looking to maximise returns on your cash savings Reviewed on: 20th February 2023

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