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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

So easy and accessible

5
Great product, so easy to use and helps me keep track of my finances Reviewed on: 20th February 2023

Excellent easy account

5
Easy account and app to understand with great interest rates in comparison to its competitors. Unlimited choice of pots to create for different reasons. Highly recommend Reviewed on: 20th February 2023

Super easy to use!

5
The account is super easy to set up, and is extremely user friendly. The app is really easy to navigate and to move money around. Definetly would recommend. Reviewed on: 20th February 2023

Easy access good intrest

5
Encourages me to save. Watch your savings grow Reviewed on: 20th February 2023

Impressive products all round

5
Impressive products all round, surpassed my expectation. Excellent product, great and easy user friendly app with full control over managing money instantly. Reviewed on: 20th February 2023

So simple and great service

5
Set up is easy, transfering is easy, rates are competitive, everything is easy, just the way it should be. Reviewed on: 20th February 2023

Simple and rewarding

5
Easy to use and operate, flexible savings options Reviewed on: 20th February 2023

Great account

5
Very happy with the account and app Reviewed on: 20th February 2023

The best savings app out there.

5
Easy to setup and use. Money moves around instantly. Excellent security and wonderful intuitive app. Reviewed on: 20th February 2023

Great

5
Great interest rate m, great service Reviewed on: 20th February 2023

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