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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Fast and convenient

Such an easy to use app. Easy to open the account, easy to make transfers in and to move money between “pots”. Good options for access with good interest rates. Reviewed on: 20th February 2023

Saving money is so easy

Easy to use app. for saving money while earning a very good interest rate. Reviewed on: 20th February 2023

Excellent savings account

The Smart Saver account was very simple to set up over the phone and has a competitive interest rate. It is really convenient to manage. Reviewed on: 20th February 2023

Really good

Good, competitive rates and love the app, makes banking enjoyable Reviewed on: 20th February 2023

Simple, effective saving

Zopa is a breath of fresh air. Simple to use, clear in delivery and good value saving. What more could you ask? Reviewed on: 20th February 2023

Brilliant savings product

This is so easy to use and the rate is very attractive Reviewed on: 20th February 2023

Great saver with boosted pots

Zopa always have a competitive interest rate, and being able to split savings across boosted pots for different lengths is really useful. Even the basic instant access rate is among the best in the market. Reviewed on: 20th February 2023

Easy to use bank

OK interesting rates but other banks offer more competitive rates. Takes 2 hours for money to arrive in account when transferring out which is a bit of a pain. But overall a good banking experience and very easy to use pots Reviewed on: 20th February 2023

Easy to use

Very easy and simple to use , with good rates as well! Reviewed on: 20th February 2023

Great Savings account

Using the Zopa app to save money is so easy. It's great that you have the option to lock away money for different things and earn different interests depending on how long you want to lock the money away for. I ahve been recommending this bank to all my friends. Reviewed on: 20th February 2023

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