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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy to use savings account

The app is easy to use. Good communications. Good rates for current financial climate. Reviewed on: 20th February 2023

Happy

Easy to use the app, clear information on interest rates. Reviewed on: 20th February 2023

Great service, top interest

I chose this bank because it was one of the top interest rates at the time I was looking. The application process was simple and easy to complete. All the transactions I wanted to do were also easy. It was exactly what I wanted from a bank. Reviewed on: 20th February 2023

Easy in, easy out, great savings rates!

Account was set up in minutes. Great app to monitor and manage savings. Highly competitive interest rates get your money working for you! Reviewed on: 20th February 2023

Good online savings tool

An easy way to save, but paying into it and withdrawing took a while to get used to, and the lag time between sending funds and them showing on Azopardo can sometimes be a bit worrying Reviewed on: 20th February 2023

Simple, customer friendly.

Never used banking app before. Very simple to install and use. Good rate of nterest fir easy access accounts. Reviewed on: 20th February 2023

Easy to use good interest rate savings account

I opened a savings account in January & already earned some good interest on it which is a welcome change to other savings accounts I have had in the past. Simple easy to use app & easy to create an account. Reviewed on: 20th February 2023

A user friendly savings account

A good choice for a savings account. Easy to use in the app and until now(20/02/23) good rates of interest with flexibility on boosting if you want a higher rate if you lock away the monet for a short period. Reviewed on: 20th February 2023

Great tiered savings account

I really like the easy control over the notice I give on different pots of money and therefore the interest rates I get. It's a nice clean way of handling savings in one place. Reviewed on: 20th February 2023

Savings account

Great savings account. Can have multiple accounts with different access notice periods and different interest rates, very flexible Reviewed on: 20th February 2023

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