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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple and easy

Really intuitive platform for saving and managing money. Also it has great rates on the cash savings accounts Reviewed on: 20th February 2023

Great bank

Great bank, app is so easy to use, really great for savings Reviewed on: 20th February 2023

Great banking

Easy to use. Top rates of interest. Highly recommended Reviewed on: 20th February 2023

Excellent flexibility

Zopa allows us to save money in a way that works best for us. Which has been fantastic when saving for a house. It offers better interest rates than high street banks and has an easy to use app. We would highly recommended Zopa. Reviewed on: 20th February 2023

Very able and flexible

Had for a while and it is nice and flexible and easy to use Reviewed on: 20th February 2023

Smart saving pots are amazing

I love saving in Zopa as allows me to organising my savings and rename pots. Also pots I don’t need access to I get to fix for a better rate! Reviewed on: 20th February 2023

Excellent rates and easy to use

Zopa have the ‘pots’ concept where amounts can be committed for various time periods to maximise the return vx flexibility Reviewed on: 20th February 2023

Very Good

Great user interface, easy to use and manipulate money effectively Reviewed on: 20th February 2023

Easy service to use , great competitive rates

Brilliant service, easy to set up and navigate the app, very competitive easy access savings account Reviewed on: 20th February 2023

Great communication and app

Easy to set up, good rates, great app and communication. Seamless service so far! Reviewed on: 20th February 2023

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