Paid advertisement
Smart Money People Logo

Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8146)

Grand!

5
Easy to use and easy to navigate the app. Reviewed on: 20th February 2023

Realy excellent overall

4
Excellent overall - may not suit everyone's way of working with money but for me it is perfect and allows me to maximise any interest I may have Reviewed on: 20th February 2023

No frills no fuss savings account

5
Does what it says. Good interest rate, easy to use and not bombarded with spam offers. Reviewed on: 20th February 2023

Easy to use

5
My savings account was easy to set up and use plus gives a great interest rate! I can dip into it very easily when needed. Reviewed on: 20th February 2023

Great experience

4
Happy about it ,Zopa is a great provider with good interest rates Reviewed on: 20th February 2023

Zopa delivers on savings

5
React quickly to changing rates and always at the top of the tree on competitive savings rates. Excellent. Reviewed on: 20th February 2023

Easy to use and good interest rates

5
Easy to transfer money and good visibility for all my savings pots. Also best interest rate I found with same day access. Reviewed on: 20th February 2023

Love the savings pots

5
Love to have different pots to keep my money, saving is clear and easy Reviewed on: 20th February 2023

Easy to use

5
Easy to set up, easy to use. What’s not to love Reviewed on: 20th February 2023

Amazing product offers

5
Offer some of the best methods of savings of all financial providers. The products offered allow the customer to have a level of control of their savings that is incredibly useful and the different levels of savings provide great assurance for future target goals Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69084 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44344 reviews
    Zopa
    View all products