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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy saving

Good interest rates, super easy saver that makes hitting saving targets easier Reviewed on: 20th February 2023

Zopa account

Good and easy to use savings account in the app. Reviewed on: 20th February 2023

Easy

Great product easy to use. Should be on everyone's list of to use. Reviewed on: 20th February 2023

SIMPLICITY at last!

Smart Saver is straight forward and simple to use, no searching for the right option, everything is laid out in front of you. Fast REAL person helpline and great interest rates too! Reviewed on: 20th February 2023

Smart saver

Great options for tiered saving rates depending on term Reviewed on: 20th February 2023

Quality savings products

The interest rate is highly competitive and the app is so easy to use. Reviewed on: 20th February 2023

Zopa is the best

Simple to set up, manage and the App is extremely user friendly. Reviewed on: 20th February 2023

Top company

Fantastic easy to use service and would recommend to anyone seeking a easy to use savings account Reviewed on: 20th February 2023

Simple Good Rate Savings

Easy to use, very transparent on how to manage your savings. Reviewed on: 20th February 2023

Brilliantly simple

Got recommended Zopa by a friend. Held off putting money anywhere, as I knew I may need access to it at the drop of a hat. Zopa ticks all the boxes. Great rate, easy access, all on a very simple to use app. Reviewed on: 20th February 2023

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