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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Brilliant rate and amazingly user friendly

5
Great interest rates which are updated quickly. Super easy to set up. Reviewed on: 20th February 2023

Fabulous customer focused!

5
So easy to open and manage an account with Zopa. Excellent interest rates. Love the online service, easy to navigate Reviewed on: 20th February 2023

Great app

5
Using the app is very straightforward and easy, I’ve never had any problems managing my account and the account has been run very well by Zopa. Reviewed on: 20th February 2023

Easy to use, savings app

5
Love this savings account. The option to save in different pockets for different things and the competitive interest rates make it a perfect account Reviewed on: 20th February 2023

Zopa savings

5
Simple to set and operate, flexible a, very fair interest rates for savings Reviewed on: 20th February 2023

Quick and Easy with Zopa

5
Saw Zopa on Martin Lewis show and a quick easy set up and access to my savings which earns me money. Thank you Zopa Reviewed on: 20th February 2023

Wouldnt go anywhere else

5
Very easy from start to finish, would recommend to anyone. Reviewed on: 20th February 2023

Easy to use and great interest rates

4
So easy to use this account. Some of the best interest rates out there too. Love the pot boost option too Reviewed on: 20th February 2023

Easy to manage savings account

5
Never had an online only account but setting up my savings account with an automated monthly deposit was very easy via the app. Competitive interest rates also Reviewed on: 20th February 2023

Easy to use and good rates of interest

5
Easy to use and good rates of interest. Reviewed on: 20th February 2023

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