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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Best smart saver!

Zopa’s boosted pots have really helped me to save money for lots of different things. I like that you can have access pots and boosted pots, and as many different pots as you like; this helps me to feel really organised. Reviewed on: 20th February 2023

Great way to save up for future

I am thrilled with Zopa. I started using instant access a few months ago and am amazed at how quickly it opened an account and easily transferred money. I have been also using its booster accounts and am going to keep on using them to save money with peace of mind. I have also withdrawn money and it was unprecedentedly easy and quick, I have full trust in Zopa and recommend it to anybody. Reviewed on: 20th February 2023

Fantastic bank

Simple, quick and easy internet banking coupled with excellent interest rates makes this my number 1 bank Reviewed on: 20th February 2023

Slick and easy to use

Everything a bank should be - a great app and great offers with top customer service Reviewed on: 20th February 2023

Easy and hassle free

So easy to open an account and to top up monthly savings Reviewed on: 20th February 2023

Great savings products

Easy to navigate app, simple to move money between accounts. Reviewed on: 20th February 2023

Easy to use and great rate

Brilliant onboard experience and customer service Reviewed on: 20th February 2023

Super slick smart saving!

I came across Zopa and the Smart Saver when looking up the best instant access rates towards end of 2022. It was so easy to open, boost pots and manage the app and make my hard earned cash earn a great rate of interest. Zopa have always reviewed their rates when BoE makes changes and although not currently the most competitive on market, I am confident they are customer orientated and as such, have already got my husband and mother being smart savers too! Reviewed on: 20th February 2023

Best saving account

Excellent saving account better than higher street banks. Very flexible and easy to use app. Had no problem since opening my account and I am very happy to continue saving with Zopla. Reviewed on: 20th February 2023

App and account set up easy to use

Most steamlibed account opening process. App is also very easy to use. Reviewed on: 20th February 2023

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