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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple and easy banking

Zopa are a delight to look after your money. Great rates and easy to use App Banking with excellent options of savings in pots for your money management. Reviewed on: 20th February 2023

Easy to set up and use

Really easy to set up the account and to manage and move money around the different notice periods/interest rates. Reviewed on: 20th February 2023

Easy to use and competitive rates

Easy to use the app, move money around between other banks and Zopa savings pots and to change fixed interest periods Reviewed on: 20th February 2023

Great rates & easy to use

Zopa offer competitive savings rates and their app is excellent - easy to use and clear information. Reviewed on: 20th February 2023

Excellent

Excellent savings app with great rates and intuitive functionality. Would definitely recommend! Reviewed on: 20th February 2023

Easy to use

Great interest rate and so easy to use the app Reviewed on: 20th February 2023

Best smart saver!

Zopa’s boosted pots have really helped me to save money for lots of different things. I like that you can have access pots and boosted pots, and as many different pots as you like; this helps me to feel really organised. Reviewed on: 20th February 2023

Great way to save up for future

I am thrilled with Zopa. I started using instant access a few months ago and am amazed at how quickly it opened an account and easily transferred money. I have been also using its booster accounts and am going to keep on using them to save money with peace of mind. I have also withdrawn money and it was unprecedentedly easy and quick, I have full trust in Zopa and recommend it to anybody. Reviewed on: 20th February 2023

Fantastic bank

Simple, quick and easy internet banking coupled with excellent interest rates makes this my number 1 bank Reviewed on: 20th February 2023

Slick and easy to use

Everything a bank should be - a great app and great offers with top customer service Reviewed on: 20th February 2023

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