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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7458 reviews)

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4.94

Based on 7,458 reviews, last reviewed 16th Jan 2026

27000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Excellent products and service. Highly recommended. Reviewed on: 16th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7458)

Review of the Zopa, Smart Saver:

Maximise your savings easily

I have been so impressed with Zopa, I’ve only been using it for 2 months and already recommended it to friends and family. It is very easy to pay money in, to withdraw money and to boost your savings into higher earning interest pots. So flexible, I’m really pleased with my account. Reviewed on: 3rd April 2023

The app is just so easy to navigate, you can see you...

The app is just so easy to navigate, you can see your balance easily Reviewed on: 15th January 2026

Zopa savings

I was with Zopa when they were pier lenders. Now my savings are there. They are brilliant. Reviewed on: 15th January 2026

Family Savings Bank

I use Zope for my main savings account and for both my children's savings. Easy to use app, easy access to our money whe required. Reviewed on: 15th January 2026

Very good.Zopa Smart Saver

Very good. Great portal. Great app. Good interest rate. Responsive customer service. Reviewed on: 15th January 2026

Great product, great app.

The App is easy to use. I like the fact that you can have multiple pots to save for different things and depending if you want instant access or happy to wait different lengths of time your interest rate increases the longer you can wait. Transferring money to your nominated account is also very easy. Reviewed on: 15th January 2026

Very nice service all good and easy

Very nice service all good and easy Reviewed on: 15th January 2026

Zopa - fair and fuss free

Zopa have been efficient, straightforward, honest and supportive. Rates, terms and conditions are transparent and fair. Reviewed on: 15th January 2026

Best rates ,easy to get loans and best rate at credi...

Best rates ,easy to get loans and best rate at credit cards Reviewed on: 15th January 2026

Very good service always keep me informed

Very good service always keep me informed Reviewed on: 15th January 2026

Great online platform and really easy service plus c...

Great online platform and really easy service plus communication is great Reviewed on: 15th January 2026

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