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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Simple easy savings with great rates!

I chose to use zopa because they offered a standard out rate compared to other banks at the time. It was just a bonus how easy it was to set the account up and transfer money from other accounts. Reviewed on: 20th February 2023

Fast, simple to use and great interest rates

I am delighted with the App and Smart Savings product. I particularly like the 7 day notice opetion Reviewed on: 20th February 2023

A great way to save and so convenient!

I heard about this through Martin Lewis and the whole process of opening an account was simple and both adding and withdrawing funds is so easy. Reviewed on: 20th February 2023

Easy to use, easy to understand

Very simple app and easy to understand the different offerings. Reviewed on: 20th February 2023

The Best Money Saver

The process of setting up was straightforward and easy to understand. With the automatic payment option I know I am saving every week and I am notified when my money tops up! Reviewed on: 20th February 2023

Top company

Great product and excellent customer service Reviewed on: 20th February 2023

Quick and easy

Easy to get started saving with flexible options helping to boost saving rates. Will be interested to see how they keep up with interest rate changes for the future! Reviewed on: 20th February 2023

Simple and efficient savings platform

So easy to use with competitive interest rates and a great app Reviewed on: 20th February 2023

Super Easy to use

Zopa was really easy to set up and it's easy to use and to move savings around. They also offer competitive interest rates. I'd recommend Zopa to anyone. Reviewed on: 20th February 2023

Simple, easy to access great interest rate

Been very easy to set up and use Reviewed on: 20th February 2023

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