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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Nov 2025
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

High saving rates in a clean interface

5
Initially attracted by the high saving rates - became pleasantly surprised and impressed with the clean UX Reviewed on: 11th January 2023

excellent provider

5
Easy to use app and competitive interest rates. No problems whatsoever. Reviewed on: 11th January 2023

So Simple

5
Easy, setup, great app, hassle free! Reviewed on: 11th January 2023

Jobs a good un

5
With Zopa, you get what’s said on the tin. Great support, quick communication, competitive rates and an easy breezy application process. Can’t go wrong Reviewed on: 11th January 2023

Superb product

5
Offering best in class interest rates and a range of savings products all in one easy to use app. Highly recommended, very hard to find any fault with it. Reviewed on: 11th January 2023

Greatness at an ungreat time

5
Needed to move some money so it wasn't just sitting in a little - to no interest account. Did some reading. Stumbled across Zopa. After some research I opened an account. The entire process was slick and easy. Really chuffed with them. Thank you. Reviewed on: 11th January 2023

Great product

5
Excellent interest rates. Easy to set up and app is very user friendly. Reviewed on: 11th January 2023

top online savings

5
Easy on line saving at best interest Reviewed on: 11th January 2023

Easy use. Love the app. Great rates

5
I use this app for my savings account. The app is so easy to use. It’s easy accessible and very user friendly. Reviewed on: 11th January 2023

App only saving platform

5
Easy to register, easy to use, and simple interest rate upgrade options. Reviewed on: 11th January 2023

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