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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy and best interest rates

Easy to open and manage, and best interest rates. That's what matters. Reviewed on: 15th January 2023

Smooth finance

Great rates, straight forward app, reliable, on time interest payments and withdrawals. Best savings company I’ve encountered Reviewed on: 14th January 2023

Is ok

Im really happy to use zopa..is a great company Reviewed on: 14th January 2023

Easy to set up

So easy to set up and move money around. Excellent rate. Reviewed on: 14th January 2023

Great app

The app is easy to use and transfers are quick and simple. The interest rate is good and I like the fact you can set up different pots/set withdrawal dates if you want to keep the money safe for a certain amount of time. Reviewed on: 14th January 2023

Really easy

Straight forward and I know I am getting the best rates without constantly having to change provider Reviewed on: 14th January 2023

Consistently good savings interest rates

Very good interest rates and easy to use app-based savings product. Can gain a higher interest rate by choosing a longer notice period for withdrawing money. Can move money easily using the app. Reviewed on: 14th January 2023

Great Technology

Easy to use App. Allows easy transfer of fund both ways from other banks and easy to transfer between saving products Reviewed on: 14th January 2023

Helping hand

Zopa helped us when even my own Bank of thirty years plus would not. Reviewed on: 14th January 2023

Good bank

Very pleased with my card it does more than many banks and no hassle Reviewed on: 14th January 2023

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