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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy peasy

Easy to set up and easy to view and keep up with everything. Reviewed on: 20th February 2023

Love the ability to have savings pots

Pretty much a perfect savings account. Pots with different interest rates for various fixed periods Reviewed on: 20th February 2023

Great

Easy to open. Easy to save. I would recommend this account. Reviewed on: 20th February 2023

Very good

Amazing savings accounts , helps me organise my money so well Reviewed on: 20th February 2023

really easy app

really easy app. User friendly interface. love it Reviewed on: 20th February 2023

Brilliant

Excellent deal I got and great app which is very user friendly Reviewed on: 20th February 2023

Easy and use and reliable

Great app, pretty good rates - it just works! Reviewed on: 20th February 2023

Easy savings

The app is very well developed, with simplicity in mind. Reviewed on: 20th February 2023

Tiered savings is a level up!

Excellent idea to tier your savings and lock certain amounts away for differing time periods whilst still having control. Reviewed on: 20th February 2023

Easy to use and accessable

V easy to set up and use. Would recommend to all my friends and family. Reviewed on: 20th February 2023

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