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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7181 reviews)

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4.94

Based on 7,181 reviews, last reviewed 17th Nov 2025

83% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7181)

Easy to use App

Love the app. I also love it how interest rates are changed automatically! Reviewed on: 11th January 2023

Top savings!

Recommend by MoneySavingsExpert - what’s not to like! Reviewed on: 11th January 2023

Recommend

Zopa is an easy access saving account. Opening the account was smooth and easy. The interest rate is great and one of the highest Reviewed on: 11th January 2023

Great bank

So easy to save by setting up multiple pots. Reviewed on: 11th January 2023

Great rates and flexibility

Great rates and the flexibility of having multiple pots that you can name at different notice periods is excellent Reviewed on: 11th January 2023

Fab savings account

Good rates, easy to use, options to tie some funds up if you wish and tge rates increase even when youre in a tied in account Reviewed on: 11th January 2023

So easy to use with great savings rates

Set up my account in minutes, had money in it the same afternoon already earning interest. App is easy to use and makes saving so easy at great rates Reviewed on: 11th January 2023

Great rates and simple ux

Very pleased! Simple and rewarding banking -how it should be! Reviewed on: 11th January 2023

Awesome provider

Best savings accoint ive ever had. Easy to use app and notifications. So good my tech-useless mum managed to set her own up! Reviewed on: 11th January 2023

Great savings rate.

Great savings rate. Easy to use app. Reviewed on: 11th January 2023

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