Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Excellent

Best out there Reviewed on: 14th January 2023

High Easy Access Savings

App - Easy set up for high interest easy access savings. Reviewed on: 14th January 2023

Great product

Very flexible product with competitive interest rate Reviewed on: 14th January 2023

Easy, too savings

Easy to use app and account transfers. Top interest rates Reviewed on: 14th January 2023

Saving like my grandparents!

I love having one account but where I can have pots within this for different things. Reminds me of my grandmother with her savings tin with different slots to save for different things. I remember putting pennies in for her and learning how to manage money and plan ahead so the money was ready when needed. Reviewed on: 14th January 2023

Saving

Overall a good interest return on your money. With easy access Reviewed on: 14th January 2023

Helpful

I have never spoken to customer service. Always text me when payments are due. Reviewed on: 14th January 2023

Good service

Very easy and quick to use excellent service Reviewed on: 14th January 2023

Unrivaled

I wanted a credit card with transparency. That's exactly what I got with Zopa. The interest rates and accessibility to your money means Zopa tick all the boxes. I regularly tell my friends and colleagues to get on board. Reviewed on: 14th January 2023

My Zopa extra saver account

easy to set up with competitive rates of interest Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Leeds Credit Union 5.00 from 3 reviews
Savings
from Punjab National Bank 1.67 from 3 reviews
Savings
from Scottish Building Society 4.90 from 3349 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43506 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub