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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy way to save, great interest rates

Very intuitive, easy to use app, money is secure through FSCS, easy to transfer between instant access pots and add/withdraw money, unbeatable interest rates. Reviewed on: 18th January 2023

Easy to use App. Excellent interest rates

Very pleased with Zopa. Easy to set up account. Easy to fund. Competitive interest rates Reviewed on: 18th January 2023

Great rates, great website

Excellent easy to use app, allowing you to reinvest into your own ‘pots’ for higher interest rate. Security is great, and navigating around the site is a doddle. Zopa are competitive and quick to raise rates in line with trends. Reviewed on: 17th January 2023

Efficient and simple to use

I opened an account this year. It was very easy to do and Zopa keep me updated about interest rates and other offers Reviewed on: 17th January 2023

Easy to use, good rates.

Easy to use app based savings. Choice of several rates depending on how long you want to lock money away for so very flexible. Reviewed on: 16th January 2023

Easy to use

Would be better if you were allowed to transfer from short fix to long fix without the hassle of withdrawing waiting and then paying in again Reviewed on: 16th January 2023

Saving

easy to invest on-line, and Zopa gave a good interest rate, Reviewed on: 16th January 2023

Excellent rates and easy to use app

Consistently market leading rates, easily controlled via app. Reviewed on: 16th January 2023

Perfect

Everything you expect from a savings account, great rates and easy to use app. Reviewed on: 16th January 2023

Very good

Well done Services Good service fast reliability quality of work Reviewed on: 16th January 2023

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