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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Excellent products, good service, really user friendly app

The whole service, product and app are all really good. I like the ability to move money flexibly between different notice period accounts and different pots. Reviewed on: 20th January 2023

Great easy access savings account

Great easy access savings account. Easy platform, great customer service Reviewed on: 19th January 2023

Very impressed with service

I’m very impressed with Zopa savings and customer services Reviewed on: 19th January 2023

Great savings account

I found it so easy to open this account. The app is great, easy to navigate and everything is very clear. Reviewed on: 19th January 2023

Simply easy to use app to control your loans and savings

By far the best company Iv used simple easy and helpful Reviewed on: 19th January 2023

Best Savings account and interest reates

I think it's simple and it has higher saving interest rates than my bank Reviewed on: 19th January 2023

Sound savings account

Fast, easy and very straightforward Reviewed on: 19th January 2023

Very glad I found Zopa!

I use Zopa for a savings account and it’s so easy to use. Love that I can have different pots to save for different things and they’ve got good tips and articles in the app too. Reviewed on: 19th January 2023

Easy to set up & run

So easy to set up separate pots for different things..simple to transfer money & choose access requited with differing levels of interest. Reviewed on: 18th January 2023

Really Easy Access Savings

I use Zopa for my personal savings. The interest rate is good and being able to split the account into different notice sections giving higher interest rates is a clever idea. You can also link more than one current account to your savings for deposits/withdrawals which was important to me. Reviewed on: 18th January 2023

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