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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Very happy.

Easy to use app and very competitive interest rate. All the family have one now!! Reviewed on: 11th January 2023

Great savings account

Very accessible and easy to understand! Reviewed on: 11th January 2023

Brilliant interest on savings

Really good interest rates on both 91 dats notice and easy access accounts Reviewed on: 11th January 2023

Easy to use great rates

100% recommend great rates and they keep up with the base rate. Reviewed on: 11th January 2023

Very good

Very good interest rate and very easy to use app Reviewed on: 11th January 2023

Easy and great rates

App is easy to use and the rates very competitive Reviewed on: 11th January 2023

Faultless

Fantastic interest rate. App is great, very easy to use and well presented. Reviewed on: 11th January 2023

Excellent

Simple savings account with the ability to earmark different funds. Monthly interest payments. Love it Reviewed on: 11th January 2023

Easy to access

Really easy and user friendly app. Top interest rates paid. Reviewed on: 11th January 2023

Fantastic savings account

I love the zopa smart saver I like the fact that there is no card attached so there's no temptation to pull a card out and spend your hard earned savings you withdraw the money online to a nominated bank account in your name very easy to use 5 stars. Reviewed on: 11th January 2023

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