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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Impressed

I am very impressed with Zopa Savings account the interest is one of the best and the app is so easy to use. The acess pots are brillant and very useful. Reviewed on: 12th January 2023

Fantastic savings account

Easy to set up and transfer money either manually or by regular transfer. The ability to set up pots including easy access and notice accounts makes saving for goals easy. The increase in interest rates is also responsive to changes unlike other accounts. I have already recommended to my partner and other friends. Reviewed on: 12th January 2023

Cumulative Savings

Interest is paid each month, no limit, interest on interest payments, interest has been increased as Bank of England increased its rates. It is the only account that does this. Reviewed on: 12th January 2023

Easy set up

Very new to Zopa.But loving what I see so far! Reviewed on: 12th January 2023

Very easy to use

I opened a Zopa account as it had the best interest rate I could find. I have found Zopa to be very easy to use and a great way to save money! Reviewed on: 12th January 2023

Very good savings accounts

Very good and easy to use savings accounts. Easy options to choose from and favourable interest rates for these options Reviewed on: 12th January 2023

Good interest rates and easy to check balance. Also easy to move money into different notice pots

Easy to set up and manage account Reviewed on: 12th January 2023

So simple even for older people

I'm in my 70's and was a bit hesitant about using a new online account. I need not have worried. It's so easy. Clear language, clear instructions. Easy to set up the account and understand. And, when you need customer support they are there! Someone to speak to! And so helpful. Highly recommend. Reviewed on: 12th January 2023

Makes saving so much easier

The pots and boosts function that Zopa has is really great. It makes it so much easier to plan your finances and finance strategy. The rates Zopa provides is also consistently market leading. Reviewed on: 12th January 2023

Simple and highly competitive

The app is a doddle to use, the service is very efficient, interest rates are very competitive, moving money is very fast, feedback is great. If only all banks and their apps were this good. Reviewed on: 12th January 2023

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