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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,455 reviews, last reviewed 16th Jan 2026
26700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great service great help Great service great help and easy to put and withdraw money. Reviewed on: 16th January 2026
Ascendino P's avatar
Ascendino P

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7455)

Better than the high street

5
After looking around to see the best place to put my savings, Zopa seems to be the best for interest rates. Reviewed on: 11th January 2023
Nick's avatar
Nick

High interest rates & excellent app

5
Zopa has consistently, had high interest rates over the past year and their app is excellent. It's so easy to use and very intuitive. The account was easy to set up. Reviewed on: 11th January 2023
Sam's avatar
Sam

Excellent way of saving.

5
Easy to use app with the best rates around. Reviewed on: 11th January 2023
James's avatar
James

User friendly app, speedy account opening, most importantly good interest rate

5
User friendly app, speedy account opening, most importantly good interest rate Reviewed on: 11th January 2023
Bryan Law's avatar
Bryan Law

Best savings interest rate

5
Very easy to operate account with a good interest rate for savings Reviewed on: 11th January 2023
Ron Edwards's avatar
Ron Edwards

The future of banking

5
Great bank. Easy to use app. Great savings rates. Reviewed on: 11th January 2023
Alan Gardner's avatar
Alan Gardner

Saving made simple

5
I’ve managed to save so easily with their smart saver with great interest rates , withdrawing is easy ! Great service too Reviewed on: 11th January 2023
Natasha Lourdes's avatar
Natasha Lourdes

Excellent

5
Excellent company - easy and accessible way to save - great app Reviewed on: 11th January 2023
Suzanne's avatar
Suzanne

Zopa is a winner!

5
Excellent rate of interest and very speedy transactions. Highly recommended Reviewed on: 11th January 2023
jeremy farrell's avatar
jeremy farrell

Great bank with Great products and savings rates

5
The app is easy to use and love how you can open multiple savings pots for different savings goals. One of the best savings rates around at the minute too which is a bonus. Reviewed on: 11th January 2023
Tanya's avatar
Tanya

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