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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to set up and competitive rates

I am very pleased with my zopa account which was very easy to set up and offers competitive rates. Reviewed on: 12th January 2023

Competitive rates and user friendly

It is very easy to both join and use Zopa. It is all on an app on my phone and I find it stress free and very clear to use and understand Reviewed on: 12th January 2023

Disappointed

Very pleased with the account to begin with but then a payment went into the wrong pot through no fault of my own. Zopa refused to move the money to the correct pot. Reviewed on: 12th January 2023

Amazingly effective

Really well designed app, great user experience and competitive interest rates. The ability to boost pots for notice is brilliant. Reviewed on: 12th January 2023

Winner Winner Chicken Dinner

Great savings account - show me the money Reviewed on: 12th January 2023

Simple, accessible, user friendly

Vety easy to use and great intrest rates to match Reviewed on: 12th January 2023

Great interest rate

Great rates but would prefer online use rather than just an app Reviewed on: 12th January 2023

Amazing

Being a student with some savings, this app literally saved my bad spending habits, I can schedule the release of my funds and get more money at the same time. They are reliable, the app works perfectly. Thank you so much§ Reviewed on: 12th January 2023

Excellent rates, early response to interest rate rises

Very happy with this provider, very easy to use app. Reviewed on: 12th January 2023

Good interest

Good interest rates, easy to use app, easy to set up account. Reviewed on: 12th January 2023

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