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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent

So easy to set up and brilliant customer service Reviewed on: 13th January 2023

On my side

They’ve put savings in the control of the customer. I can save my money how I want to. Reviewed on: 13th January 2023

Excellent rate

Great savings account like that you can easily boost your rate Reviewed on: 13th January 2023

User friendly

I find the app very easy to use and the interest rates are one of the best out there. Highly recommended. Reviewed on: 13th January 2023

Great Company with easy to use app

Have used Zopa for loans and savings now for the last few years and always felt safe and assured my money is ok. All information on your account and options is always available and easy to use and find. Reviewed on: 13th January 2023

Easy, flexible and convenient

The modern way of saving. No more cash in little envelopes stuck in the bottom your draw. A safe, up to date way of dividing your savings without having multiple bank accounts, all controlled by one app. How does my savings grow? Like houseplants, in pots! Reviewed on: 13th January 2023

Easy access great interest rate

The Zopa app is extremely user friendly. It was quick and easy to register and open a Smart Saver, and benefit from the good interest rate offered. Reviewed on: 13th January 2023

Spot on

Pass on interest rate rises to savers....unlike big banks Reviewed on: 13th January 2023

Smart Saving

First time ever I’m now in control of my saving. Reviewed on: 13th January 2023

Saving made easy

Moving money to my savings account is so easy and watching my monthly interest arrive and boost my savings is great. Reviewed on: 12th January 2023

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