Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (8052)

Excellent

5
So simple to use no fuss and top rare of intrest. Reviewed on: 12th January 2023
Andrew Shepherd 's avatar
Andrew Shepherd

Amazing service

5
Zopa provides an amazing service which I would recommend to anyone Reviewed on: 12th January 2023
lollyloo2003@gmail.com's avatar
[email protected]

Easy to use

5
Simple online account keeps up with the interest rate and easy to use Reviewed on: 12th January 2023
julierjj1948@hotmail.com's avatar
[email protected]

Great app based savings

5
Simple and easy to use and very often the best rates available. Also the ability to save different savings in different pots at different rates/retention periods is great. Reviewed on: 12th January 2023
Peter Gowran's avatar
Peter Gowran

Could not be better

5
Really simple to use and fantastic rate of interest Reviewed on: 12th January 2023
jakevanblunden@gmail.com's avatar
[email protected]

Good value savings

5
Zopa offer a highly competitive savings rate with an easy to use app based account offering flexibility for instant access or higher rates for notice savings Reviewed on: 12th January 2023
Alan barnden's avatar
Alan barnden

Good rates of interest

5
Good rates of interest. Easy to set up and to transfer money in and out. Highly recommended, l'm very pleased l joined them. Reviewed on: 12th January 2023
Celia W's avatar
Celia W

Easy to use

5
Very easy to setup and use - clear App user interface. Fast access. Will recommend to friends :) Reviewed on: 12th January 2023
Y Zhang's avatar
Y Zhang

Competitive and convenient

4
Competitive returns on this product. Convenient and easy to operate using the app. Innovative. Reviewed on: 12th January 2023
Alison Bennett's avatar
Alison Bennett

Superb savings account

5
Oh my gosh, so easy to set up and use. This has made saving part of my weekly routine. The app is actually really enjoyable and simple to use. I would highly recommend it to everyone. Reviewed on: 12th January 2023
Betty Kelly's avatar
Betty Kelly

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5954 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 43506 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill