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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Great Service

Simple to set up, easy to manage, completely stress free. Reviewed on: 11th January 2023

Easiest app I have used

This saving solution is so easy to use, quick to set up and simple to boost savings and has great rates too! Love it! Reviewed on: 11th January 2023

Easy, user friendly service

Super simple to manage my savings with the Zopa app. Easy to create new pots of money, and move money between these (as well as in and out of the Zopa app). Competitive interest rates too. Reviewed on: 11th January 2023

Easy access great savings rates

Excellent saving products, could not be easier to choose the best product for your needs, easy sign up and seemless transferof funds, and above all easy monitoring, piece of mind also with the government protection scheme Reviewed on: 11th January 2023

BEST RATES AND SERVICE

Brilliant App only savings accounts with top rates and flexibility Reviewed on: 11th January 2023

Easy user experience with market leading interest rate

Easy to use app which currently pays the best interest rate for an easy access account Reviewed on: 11th January 2023

Great experience

Love the app which makes managing your savings so easy. Great interest rates even for instant access and higher rate pots are a bonus. Reviewed on: 11th January 2023

There's a lot of hopa saving with Zopa

Zopa is offering extremely competitive interest rates on their savings. Easy to follow App which allows you to Deposit or Withdraw anytime you need to. Reviewed on: 11th January 2023

Great Rates

Great Rates and the app is very easy to use Reviewed on: 11th January 2023

Easy to use great rates so far

Easy to use ap and great rates so far Reviewed on: 11th January 2023

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