Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,749 reviews, last reviewed 7th Mar 2026
54000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good interest rates. Good interest rates and easy to use app. I wish that Zopa was a fully funtioning bank and I would move all my transaction to it. Reviewed on: 7th March 2026
Andrew B's avatar
Andrew B

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (7749)

Simple and easy to use

5
Very simple and easy to use. The process seems to be very transparent/straightforward and the app works very well so far. Reviewed on: 11th January 2023
Miguel's avatar
Miguel

Easiest thing ever!

5
Saving my money has never been easier with the zopa app. It’s so easy to use and navigate around, there’s no complicated stuff to it where even my parents in the 60s are able to use it without my help! Truly an amazing product well done zopa Reviewed on: 11th January 2023
Amnxah's avatar
Amnxah

Excellent, seperate pots and boosted pots are great

5
My favourite savings app, being able to separate savings into different pots is a great feature and being able to quickly boost the interest rate is awesome. Reviewed on: 11th January 2023
Nathan Stephenson's avatar
Nathan Stephenson

Brilliant service

5
Easy to sign up. Good service. Good choice of accounts Reviewed on: 11th January 2023
Adam weeks's avatar
Adam weeks

So easy to use

5
So straightforward to use and great options to balance out you savings! Reviewed on: 11th January 2023
Lauren 's avatar
Lauren

Good rates, easy to use

5
Very competitive interest rates, and app is extremely easy to use. Transferring money also very simple and quick Reviewed on: 11th January 2023
Jeremy Monk's avatar
Jeremy Monk

Simply the best.

5
Fantastic customer service, great rates and lots to choose from. Reviewed on: 11th January 2023
Jan Canavan's avatar
Jan Canavan

Easy and Flexible

5
I recently joined Zopa, it was quick and easy to do. I find the flexibility to put money into different pots with higher interest rates for locking up savings for longer periods of time useful. While the primary easy access pot offers the strongest interest rate I can find anyway. Reviewed on: 11th January 2023
Mike Ferguson's avatar
Mike Ferguson

Easy to use App

5
Love the app. I also love it how interest rates are changed automatically! Reviewed on: 11th January 2023
Matt's avatar
Matt

Top savings!

5
Recommend by MoneySavingsExpert - what’s not to like! Reviewed on: 11th January 2023
Clare 's avatar
Clare

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill