Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (8145)

Excellent

5
Easy to set up and operate, very good customer service Reviewed on: 11th January 2023
Carol's avatar
Carol

Amazing

4
Easy to register and reliable. Easy transfer to my smart saver account. Have no issue what so ever. Reviewed on: 11th January 2023
Izie's avatar
Izie

Simple and clear

5
Support is available if you need help and it’s easy to see the different accounts Reviewed on: 11th January 2023
hayleypagett@yahoo.co.uk's avatar
[email protected]

Fantastic App

5
Easy to use app, great interest rate and pots for savings. Love it! Reviewed on: 11th January 2023
Harshal Jain's avatar
Harshal Jain

A fantastic savings idea

5
I moved from a service that had "pots" but you earned no interest. This combines that flexibility with a great interest rate. I have already had a family member sign up to save. Reviewed on: 11th January 2023
Tim Orridge's avatar
Tim Orridge

The Future for your savings

5
Using the search engine Google for online savings. A company called Zopa came to my attention. After reading the information. I applied to open an account. It was very straightforward applying and put all my savings Smart Saver and now have been rewarded better returns than a High Street Bank. Highly Recommend. 5 ••••• for Zopa who look after their Account Holders. Reviewed on: 11th January 2023
Mark's avatar
Mark

Excellent product

5
Very flexible savings products always paying top market rates Reviewed on: 11th January 2023
Paul Fenwick's avatar
Paul Fenwick

Straight forward value

5
Easy user interface with keen rates of interest. Simple, customer friendly proposition. As savings should be. Reviewed on: 11th January 2023
Richard Sharman's avatar
Richard Sharman

Excellent product

5
This is a great product, I had been looking for a long time for something that can split savings into pots and finally its here with excellent savings rates too! Reviewed on: 11th January 2023
Mark Burton's avatar
Mark Burton

Great and handy service

5
Very useful and easy to use!! Really love how the app works, easy to navigate through your choices and very informative at the same time! Top notch service Reviewed on: 11th January 2023
Tom Edge's avatar
Tom Edge

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44340 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill