Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8145)

Easy to use, excellent rates and an app that just works

I opened a smart saver account and it has been a very satisfying experience. The app is well designed and easy to use. The customer communication has been very good. Full marks so far1 Reviewed on: 11th January 2023

Easy savings at the highest value

Was searching for the best savings service with ease of topping up, and pulling out and it's amazing Reviewed on: 11th January 2023

One for those who dislike mobile banking

Incredibly easy to set up on my phone and to link with my current account. Took all of 10 minutes, not even that. One of the best interest rates around. Reviewed on: 11th January 2023

A savings account that puts the saver first.

Super easy account to set up and use with the intuitive Zopa app. Pretty much unrivalled rates as I review, almost an alternative to a fixed bond atm. Reviewed on: 11th January 2023

Simple to use and works!

The smart saver offers you flexibility and reasonably good interest rates. The app interface is simple and effective. Information provided by the app on the monthly interest you get is good as well. Reviewed on: 11th January 2023

Easy to use savings account

It was so easy to set up my savings account. The app is great Reviewed on: 11th January 2023

Came at just the right time

A building society and a high street bank’s regular saver accounts both matured and needed a home and a friend recommended your Smart Saver So I looked it up and chose it Reviewed on: 11th January 2023

Easy to manage

This account is easy to manage and Zopa are quick to increase there interest rates Reviewed on: 11th January 2023

Easy

Easy, simple, quick and does what it says!! Reviewed on: 11th January 2023

A Great Percentage

Delighted to getting a much better percentage on my savings now having moved my money to Zopa from a near zero bank rate for a very long time. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Leek Building Society 4.92 from 5162 reviews
Savings
from Darlington Building Society 4.90 from 12462 reviews
e-Saver Account
from Principality Building Society 4.81 from 15 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub