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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

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Vote for Zopa savings - the best savings account Reviewed on: 11th January 2023

Self explanatory, easy to use , excellent rate

Finally a company that allows you to invest and grow your hard earned money not only is it easy to use, it’s simplified and straight forward On top of that they make great Product recommendations. Keep up the good work. Reviewed on: 11th January 2023

Best savings account

Such competitive rates, with the extra flexibility of locking away for different rates. I recommend to all my friends Reviewed on: 11th January 2023

Good value for your money

Easy to save. Easy to move money around and to take out again. Reviewed on: 11th January 2023

Great savings!!

They are on top of their game, competing with the best Reviewed on: 11th January 2023

Easy saver

Easy to set up, easy to manage, good interest rate and great to be able to lock money away, joint accounts would be good but not available only downside so far Reviewed on: 11th January 2023

Simple

Very easy to use and has good savings rate Reviewed on: 11th January 2023

Simple app and good rates

App very easy to setup and move money in/out Reviewed on: 11th January 2023

Excellent savings account

Very easy to use website and app. Very clear information about your account and easy to move money around. Excellent savings rates. Reviewed on: 11th January 2023

Phone app bank with high interest savings options

Zopa is a fresh and simple on-line bank with phone app. access and their savings rates are the best. Recommended by Martin's money tips so I'm in! Reviewed on: 11th January 2023

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