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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7943 reviews)

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4.94

Based on 7,943 reviews, last reviewed 8th Mar 2026

72300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had to contact customer services as app works... Never had to contact customer services as app works very well. Competitive interest rates is what attracted me to Zopa. Very happy overall. Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7943)

good interest rates

great interest rates and very easy to move and withdraw money Reviewed on: 11th January 2023

Zopa

Brilliant interest rates. Love the option to open and boost pots. Quick transfer transactions. Very simple and straightforward to use App. Reviewed on: 11th January 2023

Easy way to save

I have a savings account with zopa I like that you can move money into different pots for different savings goals I keep some money in a access anytime pot and move some to a pot you have to give notice for the longer you have to give notice for the higher the interest you get I just have a standing order set up monthly its great Reviewed on: 11th January 2023

Brilliant Service

Just the right savings account that I've been looking for. Easy to use, simple to set up and great service. Reviewed on: 11th January 2023

Excellent interest rates

Good interest rates and ease of using app Reviewed on: 11th January 2023

Fab u lous !

Great interest rates and communication for the new investor Reviewed on: 11th January 2023

Great Rate

So easy to set up account Easy to manage through the app on iPhone Safe and secure I like you can request funds from the linked account Reviewed on: 11th January 2023

Easy to use and very well presented

I have used Zopa for a smart saver with different savings pots inside and it’s been so simple Reviewed on: 11th January 2023

Great Bank & Great App

This is a great bank, with a great app. I like the pop ups telling you when funds arrive and lots of account options depending on access requirements. They also offer the best rates. Reviewed on: 11th January 2023

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

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