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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Highly recommend

Great savings account. Amazing customer service and so easy to navigate. I would definitely recommend this. Reviewed on: 11th January 2023

High satisfaction

Great savings rates, easy to use app, very satisfied with my experience overall Reviewed on: 11th January 2023

Easy to set up

Easy to set up Zopa also keep you informed of any increase to interest rate . Good variety of accounts to choose from Reviewed on: 11th January 2023

Good saver

Good interest rate for an instant access saver, quick and simple to open an account Reviewed on: 11th January 2023

Easy to use and great savings rate

I found Zopa's smart saver to be both flexible and competitive on their Interest rate - a great combination! Reviewed on: 11th January 2023

Great interest rates and easy to use

Amazing little savings account with great rates, comparable to isa only easier to access Reviewed on: 11th January 2023

Simple Straightforward Saving

A simple process to set up savings online. Understandable instructions in plain English. Top interest rates. Reviewed on: 11th January 2023

Excellent rates, easy to use app

Their app is fast and very easy to use. The interest rates offered on the different tiers of smart saver accounts are excellent. I haven’t found an easy access account that offers more interest. Reviewed on: 11th January 2023

User friendly

The savings account is simple and easy to use , very fast transfers of money in and out of the account Reviewed on: 11th January 2023

Amazing savings account

So easy to use and set up and amazing interest rates! Have recommended to friends and family already Reviewed on: 11th January 2023

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