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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Top notch

Good interest rates and very easy to use. Reviewed on: 11th January 2023

You have total control.

The app is straightforward, the rates are generous, and, best of all, you have a number of options within the same account. This is the best savings account I've had in a long time. Reviewed on: 11th January 2023

Well rewarded, flexible savings!

Zopa's smart saver account allows for immediate and delayed levels of access all in one account. And the 'boosted' levels, with increasing notice periods, offer higher levels of interest. This is superb flexibility, and all managed online in a few clicks, allowing easy management of savings and access according to each person's particular circumstances. The best and most easily managed savings account I have. Zopa is also proactive and prompt in raising interest rates in response to recent base rate changes. Reviewed on: 11th January 2023

Willing to help

Always there to advise and share other products that might suite you Reviewed on: 11th January 2023

Hassle free

Easy and convenient saving account. Reviewed on: 11th January 2023

Great saving Product

This Savings product is very good. You can have numerous pots & can enhance interest for various periods . Very easy to use app Reviewed on: 11th January 2023

Excellent fast-reacting Savings Account

Zopa burst onto our radar thanks to money saving expert back in April 2022. After a very easy application process, Zopa has been very quick to increase its savings rates whenever the base rate is increased. Their tiered products with variable notice terms are a great idea too so you can tailor your savings to your circumstances. Would highly recommend them. Reviewed on: 11th January 2023

Great company

Easy account to set up and great rates Reviewed on: 11th January 2023

Great product

Great rate and easy to use App Reviewed on: 11th January 2023

Zopa is super

Quick easy & flexible saving with industry leading returns Reviewed on: 11th January 2023

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