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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Excellent savings account

I’m so pleased with my new account with Zopa. Their rates are excellent and I love the options to create different pots of savings. The options to boost savings is a great way to get a higher rate too. My money had been sitting in a savings account with one of the major high street banks at 0.5% with no sign of a rate increase so I decided to shift it. Wish I had done it ages ago! Reviewed on: 11th January 2023

Superb

What a superb product! Instant set up, great rates with the option to self manage different notice periods to gain access to different interest rates. Clean simple interface in the app, which means I can manage my account with no fuss via my phone’s facial recognition. This is the very model of modern banking. Reviewed on: 11th January 2023

Fabulous

Excellent easy access and easy to use Reviewed on: 11th January 2023

Great rate and easy to use

The app works really well and the rates are right at the top of the table. They also have a multitude of notice accounts which is unique to Zopa. The only frustration currently is the 20 minute delay for payments to be processed but hopefully this is something that can be resolved in the future. Reviewed on: 11th January 2023

Great, reliable, customer focussed

Fantastic service offered, easy to use app Reviewed on: 11th January 2023

Very good savings account

Its very easy and efficient to save money with the app. Reviewed on: 11th January 2023

Best interest!

So quick to change interest rates - even upped them once before an official govt announcement! Reviewed on: 11th January 2023

Amazing service

Very easy to use app with market leading interest rates - putting the big boys to shame! Reviewed on: 11th January 2023

Great rates and so simple

You meet my account up in minutes and it was all so easy. Would highly recommend Reviewed on: 11th January 2023

Easy saving!

So easy to set up a Zopa account, and even easier to use the app. The offer A very good range of options and rates depending on how you want to save. Reviewed on: 11th January 2023

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