Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,931 reviews, last reviewed 7th Mar 2026
71100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The app at first was a little confusing, but like al... The app at first was a little confusing, but like all others, with use it gets easier. I had always been loyal to one bank, but with interest rates ge... Read more Reviewed on: 7th March 2026
Carol 's avatar
Carol

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (7931)

A really good and easy to use product

5
Really easy to use, does what it says on the Tin. Reviewed on: 11th January 2023
James Wells's avatar
James Wells

Excellent

5
Excellent product, fully supported and easy to fund and withdraw. Rates are excellent, and industry leading. Reviewed on: 11th January 2023
Haydn Richards's avatar
Haydn Richards

Great app

5
Great savings app. Easy to use. Would recommend to friends/family. Reviewed on: 11th January 2023
NSF's avatar
NSF

Excellent product and service

5
Easy to use, best rate of return Reviewed on: 11th January 2023
Peter's avatar
Peter

Really good rates and super easy to use!

5
Love the Zopa app and the smart saver product. It is super simple to use, boosted pots are amazing. Quick to top up and withdraw funds. Highly recommended!! Reviewed on: 11th January 2023
Luke's avatar
Luke

Savings

5
Best instant access saving rate Reviewed on: 11th January 2023
Lee Brown's avatar
Lee Brown

super quick to up interest rates

5
Zopa suits our needs the ability to split savings into pots with different interest and notice periods is brilliant. account easy to open. I have never experienced problems with Android app . Zopa are super quick to adjust rates following BOE changes. Would highly reccomend Reviewed on: 11th January 2023
tinca's avatar
tinca

Great tiered savings

5
Great to find Zopa, I didn't realise the Smart Saver had the option of the tiered rates for 'boosted pots', all transfered simply from the Primary amount. Each pot can be locked away for either 7, 31 or 95 days, brilliant idea, all in one place too! And they have a decent rate on their 1 year fixed bond (4.1%). So easy to open the app and get set up. Thanks Zopa! Reviewed on: 11th January 2023
Sue 's avatar
Sue

Great app & savings rates

5
Manage and access you money easily using their app and great savings rate too. Reviewed on: 11th January 2023
Mark's avatar
Mark

Easy to set up and app works perfectly

5
Using their app is an absolute pleasure. Depositing money is very easy, rates are the best in the market and setting everything up is super quick. Reviewed on: 11th January 2023
Mirco's avatar
Mirco

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill