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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Best interest!

5
So quick to change interest rates - even upped them once before an official govt announcement! Reviewed on: 11th January 2023
Chris Gunning's avatar
Chris Gunning

Amazing service

5
Very easy to use app with market leading interest rates - putting the big boys to shame! Reviewed on: 11th January 2023
Frederick Offord's avatar
Frederick Offord

Great rates and so simple

5
You meet my account up in minutes and it was all so easy. Would highly recommend Reviewed on: 11th January 2023
Steven Williams's avatar
Steven Williams

Easy saving!

5
So easy to set up a Zopa account, and even easier to use the app. The offer A very good range of options and rates depending on how you want to save. Reviewed on: 11th January 2023
Karen Sussex's avatar
Karen Sussex

Amazing boost options and great interest rate

5
So far so good. Helping me make the most of my savings Reviewed on: 11th January 2023
Coral Marriott's avatar
Coral Marriott

Zofar, Zogood

5
I'm saving up for a trip of a lifetime and saving with Zopa makes it a little easier. Compared to my bank interés rates, saving with Zopa is bringing the dream a little closer and a little quicker. Would definitely recommend Zopa Smart saver. Reviewed on: 11th January 2023
pafitzy@gmail.com's avatar
[email protected]

Zopa best rate idear going!

5
Love this account due to the different rates offered for locking away with various time allocations. :) thumbs up ! Reviewed on: 11th January 2023
jaysonlb2002@hotmail.com's avatar
[email protected]

Excellent

4
Easy too use app. Payments are processed at speed. Very good interest rates Reviewed on: 11th January 2023
Neil Canham's avatar
Neil Canham

Excellent

5
Really easy to set up with great interest Reviewed on: 11th January 2023
richard's avatar
richard

Excellent bank and app

5
Changes to bank of england interest rate are immediately reflected in Zopas savings interest rates, offer the best rates on the market. Quick and easy to transfer money between accounts. Reviewed on: 11th January 2023
Kathryn Watts's avatar
Kathryn Watts

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