Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (8145)

Amazing boost options and great interest rate

5
So far so good. Helping me make the most of my savings Reviewed on: 11th January 2023
Coral Marriott's avatar
Coral Marriott

Zofar, Zogood

5
I'm saving up for a trip of a lifetime and saving with Zopa makes it a little easier. Compared to my bank interés rates, saving with Zopa is bringing the dream a little closer and a little quicker. Would definitely recommend Zopa Smart saver. Reviewed on: 11th January 2023
pafitzy@gmail.com's avatar
[email protected]

Zopa best rate idear going!

5
Love this account due to the different rates offered for locking away with various time allocations. :) thumbs up ! Reviewed on: 11th January 2023
jaysonlb2002@hotmail.com's avatar
[email protected]

Excellent

4
Easy too use app. Payments are processed at speed. Very good interest rates Reviewed on: 11th January 2023
Neil Canham's avatar
Neil Canham

Excellent

5
Really easy to set up with great interest Reviewed on: 11th January 2023
richard's avatar
richard

Excellent bank and app

5
Changes to bank of england interest rate are immediately reflected in Zopas savings interest rates, offer the best rates on the market. Quick and easy to transfer money between accounts. Reviewed on: 11th January 2023
Kathryn Watts's avatar
Kathryn Watts

Easy, high interest savings

5
Really quick and easy to set up account. Interest is the highest I’ve seen at the moment and the boosted pots are a really good way to earn some extra interest - amazing unique idea. Reviewed on: 11th January 2023
Charlie's avatar
Charlie

Zopa top of the class.

5
Top rates, excellent range of savings options with a top quality and easy to use app. Reviewed on: 11th January 2023
Rodney Allen's avatar
Rodney Allen

Easy and so much more interest

5
Really quick and straight forward to set up an account. Even the easy access pot has far more interest than a regular savings account, and being able to boost pots has two advantages - more interest (obviously) and I am not tempted to dip into them on a whim. Delighted with Zopa so far. Reviewed on: 11th January 2023
Rachael Gregson 's avatar
Rachael Gregson

Glad they were recommended to me

5
Even with.ommidate access the rates are great.andbthe App easy to use Reviewed on: 11th January 2023
Stephen 's avatar
Stephen

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill