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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Saver Pots

Excellent, effiecent and very easy to use with an advantageous saving rate that allows you to save without penalty or provide notice for an increased saving rate. Reviewed on: 11th January 2023

Ease of savings

Simplistic banking at its best. Easy withdrawals, incase of unexpected expenses. Reviewed on: 11th January 2023

Easy Peasy Banking

Very straightforward to open an account & manage money matters via the App. Transfers are very fast too - which is helpful - plus interest rates are very competitive. Reviewed on: 11th January 2023

Better than the high street

After looking around to see the best place to put my savings, Zopa seems to be the best for interest rates. Reviewed on: 11th January 2023

High interest rates & excellent app

Zopa has consistently, had high interest rates over the past year and their app is excellent. It's so easy to use and very intuitive. The account was easy to set up. Reviewed on: 11th January 2023

Excellent way of saving.

Easy to use app with the best rates around. Reviewed on: 11th January 2023

User friendly app, speedy account opening, most importantly good interest rate

User friendly app, speedy account opening, most importantly good interest rate Reviewed on: 11th January 2023

Best savings interest rate

Very easy to operate account with a good interest rate for savings Reviewed on: 11th January 2023

The future of banking

Great bank. Easy to use app. Great savings rates. Reviewed on: 11th January 2023

Saving made simple

I’ve managed to save so easily with their smart saver with great interest rates , withdrawing is easy ! Great service too Reviewed on: 11th January 2023

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