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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good rates

The best or near best credit interest rates with flexible investment terms reflected in even better rates. Reviewed on: 11th January 2023

Great ways to save

Fantastic how you can use rainyday to increase your interest fab idea and easy to use Reviewed on: 11th January 2023

Easiest App Out There

Love the app, clear and easy to use and to keep track of your savings. All done online. Easy. Reviewed on: 11th January 2023

Great savings account and easy app

Good rate of interest and easy to access Reviewed on: 11th January 2023

Quick, Easy, & High-Tech

All set-up, sorted, and earning interest within 30mins. Reviewed on: 11th January 2023

High saving rates in a clean interface

Initially attracted by the high saving rates - became pleasantly surprised and impressed with the clean UX Reviewed on: 11th January 2023

excellent provider

Easy to use app and competitive interest rates. No problems whatsoever. Reviewed on: 11th January 2023

So Simple

Easy, setup, great app, hassle free! Reviewed on: 11th January 2023

Jobs a good un

With Zopa, you get what’s said on the tin. Great support, quick communication, competitive rates and an easy breezy application process. Can’t go wrong Reviewed on: 11th January 2023

Superb product

Offering best in class interest rates and a range of savings products all in one easy to use app. Highly recommended, very hard to find any fault with it. Reviewed on: 11th January 2023

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