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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Best Saver Rate Out There At The Moment

New customer but the online app was super easy to get the account, even after having to verify a few important details. The rate of interest is second to none in the UK at the moment, especially after three years of virtually no interest payments thanks to our awful government. Super easy to use as well, super happy with Zopa Reviewed on: 11th January 2023

Great company, good interest rates

I have previously had a loan with Zopa and found the customer service excellent. When looking for a savings product they were an easy choice, great interest rates which are passed on to customers regularly. Would definitely recommend. Reviewed on: 11th January 2023

Excellent service

Excellent service. Easy to use app. Clear and well set out. I really like the “pots” feature Reviewed on: 11th January 2023

Good rates

The best or near best credit interest rates with flexible investment terms reflected in even better rates. Reviewed on: 11th January 2023

Great ways to save

Fantastic how you can use rainyday to increase your interest fab idea and easy to use Reviewed on: 11th January 2023

Easiest App Out There

Love the app, clear and easy to use and to keep track of your savings. All done online. Easy. Reviewed on: 11th January 2023

Great savings account and easy app

Good rate of interest and easy to access Reviewed on: 11th January 2023

Quick, Easy, & High-Tech

All set-up, sorted, and earning interest within 30mins. Reviewed on: 11th January 2023

High saving rates in a clean interface

Initially attracted by the high saving rates - became pleasantly surprised and impressed with the clean UX Reviewed on: 11th January 2023

excellent provider

Easy to use app and competitive interest rates. No problems whatsoever. Reviewed on: 11th January 2023

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