Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8142 reviews)

View other Zopa products

4.93

Based on 8,142 reviews, last reviewed 18th Apr 2026

121% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good app and easy to use. Good app and easy to use. Never any problems. Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8142)

Great savings rate.

Great savings rate. Easy to use app. Reviewed on: 11th January 2023

A really good and easy to use product

Really easy to use, does what it says on the Tin. Reviewed on: 11th January 2023

Excellent

Excellent product, fully supported and easy to fund and withdraw. Rates are excellent, and industry leading. Reviewed on: 11th January 2023

Great app

Great savings app. Easy to use. Would recommend to friends/family. Reviewed on: 11th January 2023

Excellent product and service

Easy to use, best rate of return Reviewed on: 11th January 2023

Really good rates and super easy to use!

Love the Zopa app and the smart saver product. It is super simple to use, boosted pots are amazing. Quick to top up and withdraw funds. Highly recommended!! Reviewed on: 11th January 2023

Savings

Best instant access saving rate Reviewed on: 11th January 2023

super quick to up interest rates

Zopa suits our needs the ability to split savings into pots with different interest and notice periods is brilliant. account easy to open. I have never experienced problems with Android app . Zopa are super quick to adjust rates following BOE changes. Would highly reccomend Reviewed on: 11th January 2023

Great tiered savings

Great to find Zopa, I didn't realise the Smart Saver had the option of the tiered rates for 'boosted pots', all transfered simply from the Primary amount. Each pot can be locked away for either 7, 31 or 95 days, brilliant idea, all in one place too! And they have a decent rate on their 1 year fixed bond (4.1%). So easy to open the app and get set up. Thanks Zopa! Reviewed on: 11th January 2023

Great app & savings rates

Manage and access you money easily using their app and great savings rate too. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Bath Building Society 4.74 from 2324 reviews
Deposit Account
from Secure Trust Bank 2.92 from 7 reviews
Savings
from Harpenden Building Society 4.27 from 439 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69056 reviews
Credit card
from Zopa 4.94 from 44328 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub