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Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Love the easy of use and ability to contact

5
Love the easy of use and ability to contact Reviewed on: 1st March 2025

Very good and straightforward service

5
I have had a very good experience with Zopa and everything has worked really well. The transactions are seamless and straightforward. I have had no problems linking my account and transferring money in and out. Reviewed on: 28th February 2025

WE ARE GOING PLACES. bank I have foun...

5
Since opening my accounts with Zopa bank I have found them to be one of the cutting edge innovative financial Organisations that is willing to listen to the customers concerns and Helpfull. Very focused and forward thinking.. Excellent Products. Reviewed on: 28th February 2025

I have had no problems at all with Zopa, and i highl...

5
I have had no problems at all with Zopa, and i highly recommend them. Reviewed on: 28th February 2025

Zopa is easy customer friendly

5
Zopa is a very easy customer friendly bank service Reviewed on: 28th February 2025

Very easy and simple all round

5
Very easy to open the savings account, easy to transfer money as it's all managed from an app on my phone. Zopa offers different types of savings accounts with varying interest rates depending on how long you are willing to leave your money untouched. A great way to build up a nest egg of savings in a way that suits you. Reviewed on: 28th February 2025

Easy to use very good app .

5
Easy to use very good app .would recommend the app to friends and relatives Reviewed on: 28th February 2025

Very easy and simple way of banking

5
Very easy and simple way of banking Reviewed on: 28th February 2025

Very helpful and good savings rates

5
Very helpful and good savings rates Reviewed on: 28th February 2025

Saving has never been easier.

5
Saving has never been easier. You control your account from your phone with a user friendly app. Brilliant. Reviewed on: 28th February 2025

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