Smart Money People Logo

118 118 Money: Credit card reviews

4.84
Based on 1,103 reviews, last reviewed 9th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Credit card reviews (1103)

Review of the 118 118 Money, Credit card:

I like 118 money because it is quick and easy to app...

5
I like 118 money because it is quick and easy to apply for loan when you need one. I found these miles better then other companies. Reviewed on: 22nd April 2025

From the start to the finish it’s been amazing

5
From the start to the finish it’s been amazing Reviewed on: 15th April 2025

Wonderful.

5
Wonderful....appreciate opportunity get to know that I can count on you tank you so much Reviewed on: 15th April 2025

Ok, like the fixed fee per month

5
Ok, like the fixed fee per month Reviewed on: 15th April 2025

Very good company to get cash from

5
Very good company to get cash from Reviewed on: 15th April 2025

Very easy managed and approachable

5
Very easy managed and approachable Reviewed on: 15th April 2025

excellent company

5
excellent company never had any problems with them. Reviewed on: 15th April 2025

118 118 Superb

5
I had a positive experience with 118 118 when I applied for a loan. The service was clear and straightforward, with no complications during the application process. The monthly repayments are also affordable. Reviewed on: 15th April 2025

Good service and value

5
Good service easy to apply and good value Reviewed on: 15th April 2025

Excellent experience.

5
Excellent experience. always when i have contacted 118 118 Money. I strongly recommend this service. Reviewed on: 15th April 2025

So very nearly 5*.

4
So very nearly 5*. If it wasn't for the fact that keep trying to push a loan rather than say offering that or a card increase as an option. A loan is a bigger debt and might not be needed, but a small Increase in limit would be more useful.Other than that I've always found this company helpful, accomodating, polite and easy to work with. Everything easy and clear. App works great, never had a problem with it crashing unlike some others and it's easy to navigate. All in all great service and so very nearly 5* Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products