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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.84 (1103 reviews)

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4.84

Based on 1,103 reviews, last reviewed 9th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Credit card reviews (1103)

Review of the 118 118 Money, Credit card:

Great company with excellent customer service.

Great company with excellent customer service. Reviewed on: 15th April 2025

Never had a problem there loans and rates are very g...

Never had a problem there loans and rates are very good Reviewed on: 15th April 2025

So easy to manage so is the app easy to chat to some...

So easy to manage so is the app easy to chat to somebody in the app to Reviewed on: 15th April 2025

118 118 are very good and really helpful when you co...

118 118 are very good and really helpful when you contact them. Reviewed on: 15th April 2025

Very good if I've ever needed more credit or a loan...

Very good if I've ever needed more credit or a loan they've being happy to provide. Easy to use app and no extra charges for paying early Reviewed on: 15th April 2025

Used for credit score building.

I use the credit card for silver buying due to the protections credit cards give, it will also help build up my credit score I also took out a small loan from 118118 for the same reason even thou it was not needed. Reviewed on: 15th April 2025

118 118 only gives you a credit limit that is very m...

118 118 only gives you a credit limit that is very manageable. There is no pushy process in trying to give you more. The repayments are also very manageable too. Reviewed on: 15th April 2025

Very happy.

Very happy. Easy to navigate app. Very useful card to have. Very straightforward application process Reviewed on: 15th April 2025

118 have been brilliant at building up my credit lim...

118 have been brilliant at building up my credit limit and easy to talk to on the app Reviewed on: 15th April 2025

No problems, nothing confusing.

Never really had any problems at all, but the only time I did it was a quick fix by customer service (mostly due to my fault anyways). Great balance opportunities and doing wonders for credit score with regular payments. Reviewed on: 15th April 2025

118118 communicate well with its customers and the a...

118118 communicate well with its customers and the app is easy to navigate Reviewed on: 15th April 2025

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