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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Always helpful and if their is an issue very fast to...

Always helpful and if their is an issue very fast to resolve. Reviewed on: 22nd April 2025

Everything was smoothly run an easy to understand

Everything was smoothly run an easy to understand Reviewed on: 15th April 2025

Fast money and great experience !

Fast money and great experience ! Reviewed on: 15th April 2025

Great experience from start to finish, would recommend

Great experience from start to finish, would recommend Reviewed on: 15th April 2025

Excellent to work with, keep in touch when bills are...

Excellent to work with, keep in touch when bills are to be payed Reviewed on: 15th April 2025

Easy to apply, quick decision and payout

Easy to apply, quick decision and money into your account the same day. The app is very easy to use Reviewed on: 15th April 2025

From the offer being made it was minutes before the...

From the offer being made it was minutes before the money was in my account. Very professional and efficient. Reviewed on: 15th April 2025

No other company gave me a chance to get a loan but...

No other company gave me a chance to get a loan but 118118 gave me that chance and I'm very happy with there service Reviewed on: 15th April 2025

Quick and easy good service !

Quick and easy good service !!!! Reviewed on: 15th April 2025

The loan I received was fast and very easy applicati...

The loan I received was fast and very easy application to complete the whole process Was stress free and helped me in a difficult situation. The repayment plan was affordable and they set everything up with an easy to follow app to help me to check my repayments and interest rates. I would recommend as they are by far the best option when looking to get a loan. Stress free and hassle free when coming to get a loan Reviewed on: 15th April 2025

Great to deal with very quick.

Great to deal with very quick. They are helpful if you ever need them more. Reviewed on: 15th April 2025

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