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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

So easy to deal with

Was so easy to deal with and had money within a couple of days Reviewed on: 15th April 2025

Excellent customer service and support

It easy and quick in accessing my loan and I can’t wait to recommend them to anyone. Great customer service, excellent communication and quick feedback Reviewed on: 15th April 2025

Good overall, easy process and app is decent

Good overall, easy process and app is decent Reviewed on: 15th April 2025

Quick easy process really helpful the app is great t...

Quick easy process really helpful the app is great to help you mange your payments and they are very helpful Reviewed on: 15th April 2025

Applied was expected within minutes and the cash ava...

Applied was expected within minutes and the cash available not long after Reviewed on: 15th April 2025

Quick easy, secure & hassle free

Quick easy, secure & hassle free Reviewed on: 15th April 2025

Never had a problem with 118 very reliable

Never had a problem with 118 very reliable Reviewed on: 15th April 2025

easy to use in the application and I had the money i...

easy to use in the application and I had the money in my account very quickly. A loan worth recommending. Reviewed on: 15th April 2025

Very easy process on line, quick decision and money...

Very easy process on line, quick decision and money in the bank the same day, thank you Reviewed on: 15th April 2025

Nice easy to use and fast got money quickly and very...

Nice easy to use and fast got money quickly and very friendly support Reviewed on: 15th April 2025

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