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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Happy with the service.

Happy with the service. Had to make a couple of changes on loan date Was easy to do Reviewed on: 22nd April 2025

Fantastic service. Highly recommend

The application form was straightforward. I had an almost instant answer and the money was I’m a. Point almost immediately. My credit rating isint perfect and they helped me out of a hole with circumstances out of my control. Highly recommend Reviewed on: 22nd April 2025

Very quick response, easy platform to use

Very quick response, easy platform to use Reviewed on: 22nd April 2025

Quick service for everything

Quick service anytime when I need them Reviewed on: 22nd April 2025

Quick Dicision

Quick easy to use I would recommend to family and friends Reviewed on: 22nd April 2025

Wonderful

Was fast and easy to do great service Reviewed on: 22nd April 2025

Keeps you upto date & well informed & brilliant serv...

Keeps you upto date & well informed & brilliant service Reviewed on: 22nd April 2025

The process from start to finish was, simple, fast,...

The process from start to finish was, simple, fast, and user friendly. Reviewed on: 22nd April 2025

Very easy to use excellent service.

Very easy to use excellent service. Would recommend Reviewed on: 22nd April 2025

I needed help with money and I found them very...

I needed help with money and I found them very helpful Reviewed on: 22nd April 2025

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