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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews See your review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Berry happy

Berry happy with the service, it was straightforward and easy to use and work withh 118 Reviewed on: 22nd April 2025

Easy to use and understand app.

Easy to use and understand app. Offers are always displayed in the app and communication via email txt are very good Reviewed on: 22nd April 2025

No one would give me a chance...118 to the rescue

My bad credit meant no one would give me a chance. 118 changed that.Thanks to my credit card of managed to improve my credit rating and even qualified for a loan with them. Fantastic service app works well Best loan and credit card provider i've ever used Reviewed on: 22nd April 2025

Good and easy to apply for and the best credit card...

Good and easy to apply for and the best credit card for me Reviewed on: 22nd April 2025

Quick and easy application from start to finish u ca...

Quick and easy application from start to finish u can download the app to keep an eye on due payments, simple and straightforward Reviewed on: 22nd April 2025

Brilliant

Straight forward loan application and recieved money sharp Reviewed on: 22nd April 2025

The application process was very simple and payment...

The application process was very simple and payment was processed quickly. Reviewed on: 22nd April 2025

Quick easy and simple applications with all relevant...

Quick easy and simple applications with all relevant terms disclosed so you know what you are getting. Brilliant for those wanting to short term borrow. Reviewed on: 22nd April 2025

Really good service make regular payments and get of...

Really good service make regular payments and get offered more credit Reviewed on: 22nd April 2025

Easy to use and very good support

Easy to use and very good support Reviewed on: 22nd April 2025

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