Smart Money People Logo

HSBC: Bank account reviews

3.66
Based on 1,308 reviews, last reviewed 6th Sep 2025
89% decrease in 5 star reviews
in the past 90 days
17% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
44%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
6%
See only 1 star reviews
16%

Latest highest rating:

5

With HSBC for 26 years. I've been with HSBC for 26 years and Ive never had any problems. Very good in branch and never an issue online. Reviewed on: 5th September 2025
D. Joyce's avatar
D. Joyce

Latest lowest rating:

1

Terrible interest rates. Terrible interest rates. Cumbersome getting tax info Reviewed on: 6th September 2025
RC's avatar
RC

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Bank account reviews (1308)

Easy and professional

4
I have been with HSBC for around 8 years. It was very easy to sign up and they have always been helpful and professional whenever I needed anything. Reviewed on: 13th February 2016

Average!

3
I have a normal bank account with HSBC and have been with them many years. They provide adequate service and I've not had any issues with them at all. I find the online banking excellent, I detest the telephone so don't use that service. I recently went to pay a cheque into the bank and found my local branch has closed down, I wasn't aware this was happening. The staff in there were always really lovely but the opening hours were pretty pathetic anyway. I am not sure how I am supposed to deal with cheques now as I have had no information about the closure. My overall review would be that the service is adequate, no more or less than I would expect. Reviewed on: 13th February 2016

Bad Communication

3
Very rarely hear from them regarding my account or products Reviewed on: 12th February 2016

A great bank does what it says on the tin

4
Great bank. customer service is good Reviewed on: 12th February 2016

Cant complain at all :)

5
Ive been with my bank since i was about 8 years old. Havent had any problems with them. Overall they are a very good and trust worthy bank to be with. Reviewed on: 12th February 2016

average

3
Average day to day banking experience Reviewed on: 12th February 2016

Brilliant banking company.

5
I have been with my bank for nearly 10 years now and I have had no problems whatsoever. If I ever need to query anything, I just go to my local branch and they always solve my problems. Reviewed on: 12th February 2016

internet banking service

5
I love my Bank because of the Internet Banking and its just the best Bank in every way I think Reviewed on: 12th February 2016

Always keep me up to date

5
I love HSBC -always there when I need them with helpful advice and they always keep me up to date with any changes to policy changes Reviewed on: 12th February 2016

Peace of mind

5
I love my bank HSBC because they've always given me great customer service and peace of mind about safety when using online banking and also using cards abroad Reviewed on: 12th February 2016

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.79 from 6 reviews
    HSBC
  • Regular Saver

    from HSBC 4.43 from 25 reviews
    HSBC
  • Business Insurance

    from HSBC 4.33 from 3 reviews
    HSBC
    View all products