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HSBC: Bank account reviews

3.91
Based on 1,386 reviews, last reviewed 16th Jun 2026
15% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

4

Bank accounts are transparent and straightforward Bank accounts are transparent and straightforward Reviewed on: 12th June 2026
Faye C's avatar
Faye C

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026
Sam's avatar
Sam

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

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HSBC Bank account reviews (1386)

Service deteriorates each time I have to deal with them

1
Difficult to contact , online banking apps are clumsy and outdated , pitiful interest rates. Reviewed on: 18th January 2022

Never had a problem

4
Not only have I never had a problem with them but they are also very helpful with anything you ask of them. Reviewed on: 18th January 2022

Best Bank in the UK

5
Always quick to rectify mistakes. Great Customer service Reviewed on: 17th January 2022

Great Bank

5
Easy internet banking and good service Reviewed on: 17th January 2022

HSBC are very helpful

5
I would definitely recommend HSBC to friends and family, as they are very helpful. I do love their banking app as well. Reviewed on: 16th January 2022

Feeling Fees

2
Service fees vary by bank. It feels like you pay more at HSBC for banking services. Reviewed on: 16th January 2022

Inept, rude unhelpful

1
I was asked to go through a customer info review. The most stressful thing I've done all year. Their information on the signatories hadn't been updated, despite submitting change of name forms, marriage certs and a death cert etc. Because their info was incorrect I could not talk to advisors as I could not provide up to date info. I was told wrong information by online chat advisors, told the account would be closed with little notice. The account had been a free of charge community account for 20 + years, then without warning it became a fee paying business account. Unable to talk to anybody again because they still don't hold the correct info. Branches didn't want to know. Absolute shambles. Now going through switching service to new bank which will ptibably fail because HSBC haven't updates. Rude and unhelpful on the very rare occasion that I have got through. Shocking. Reviewed on: 15th January 2022

Always warm welcome

5
And excellent App updated this year Reviewed on: 13th January 2022

Very Happy With the Bank

5
Always been prompt and helpful when needed! Reviewed on: 13th January 2022

No problems

4
HSBC are fine I have had no issues with them Reviewed on: 13th January 2022

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