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AA: Car insurance reviews

3.31
Based on 168 reviews, last reviewed 16th Jul 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
33%
See only 4 star reviews
10%
See only 3 star reviews
5%
See only 2 star reviews
4%
See only 1 star reviews
47%

Latest highest rating:

5

My car was written off in a crash. My car was written off in a crash. The AA provided excellent customer care and arranged everything including a courtesy car. Reviewed on: 16th July 2026
Peter Bower 's avatar
Peter Bower

Latest lowest rating:

2

Always check on renewal price for better deal We received our renewal price and after looking elsewhere decided to ring to see if they could offer a better price. This they did taking a substantia... Read more Reviewed on: 4th September 2025
Roland Webster's avatar
Roland Webster

About this product

With AA car insurance, you can choose from three levels of cover depending on your needs. Each level has different features and benefits.

If you buy an AA car insurance policy, you’ll keep your no claim discount and pay no excess if an uninsured driver hits your car and it's not your fault. You can also get discounted breakdown cover.

AA car insurance reviews help you find out what it’s really like to be a customer. If you’ve used AA before, you can also leave a review and share your experience.

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AA Car insurance reviews (168)

Not Professional.

1
Car insurance seems to be a con they are a law unto themselves and its going to get worse. Been with Saga and AA car insurance. Even when you have paid them up and in full they appear to demand even more specially when they are not owned for payments. We will be glad to shop arround for new car insurance before renewal. Reviewed on: 11th September 2022

More than breakdown

4
Got a brilliant quote & snapped it up straight away, i don't believe in having all my insurances with one company. I try to spread the money. Reviewed on: 12th August 2022

Great customer service

5
Fair and friendly customer service team. When I moved house recently I expected a charge for changing details but I actually got a refund for £30 how amazing is that! Reviewed on: 12th August 2022

Take your money then dont want to know

1
Had a none fault accident 5 times i contacted aa 5 times they said they would get back to me ,never did.shocking company to deal with dont deserve customers. Reviewed on: 18th July 2022

Great value

5
Cheaper than many others, many extras Reviewed on: 15th July 2022

No claims service

1
A third party crashed into my car making it a total loss. AA passed the Engineer's Report to me and told me to sort it out with my insurance company. My insurance company knew nothing about it and I had to do all the AA's work for them. Reviewed on: 9th June 2022

Useless and incompetent handling of non fault claim

1
The AA insurance are useless when handling an accident. Took 3 months to resolve a clear no fault case. Poor communication is an understatement as the repairer had to inform me of a total loss. Each call to the AA was over 1.5hr wait. Made 3 complaints, 2 ignored and one resolved failing to acknowledge the issues. Then after the matter was settle as a non fault claim, I got a a solicitors letter for the hire care charges asking me to prove I could not afford the hire fees. I rang the AA and they told my that yes I am liable and should have done what I can to limit costs! The AA we're the cause for taking 3 months to decide if my car was a total loss, not me and then they tell me I am liable. NEVER use this useless and incompetent business. AX who handled the hire car however were very good. Reviewed on: 3rd June 2022

Thieves & Liars

1
Had a non fault claim, As my insurance was going to run out during mid claim, So renewed policy to keep continuity of claim but my policy tripled as was told i had a fault claim against me until proven a non fault, but was told once proven its a non fault claim my premium would revert back to original quote and be reimbursed the excess I paid. They lied. It was proven that the claim was a non fault claim but the policy did not revert to original price. They did reduce a bit but was still over a double!!! Customer service was terrible just blaming everyone else and spoke to a manager who was as useless as a wet paper bag. I would avoid the AA as an insurance company as much as possible. Reviewed on: 30th May 2022

Poor claims management

1
Non fault claim, was mismanaged. I had to wait 3 months for an assessment by the engineer, thereafter the car was passed on to an underwriter who had to reassess the claim as a new claim. Over all I waited 4 months for the claim to be settled. Communication from the AA is extremely poor , no one communicated with me through the process or explained the claim properly. Staff do not understand their job and a lot of cover up for mismanagement. The teams they have are disjointed and don’t communicate. Unfortunately I had to go to the financial ombudsman and will be taking this to solicitors . Reviewed on: 28th April 2022

STAY AWAY

1
I had AA car insurance and needed to change my car , the cost of my insurance rocketed in price to insure a car that had a smaller engine and the same value.. I would never trust the AA again and I would not recommend them to anyone.. Reviewed on: 4th January 2022

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