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Ayom Debt Recovery: Debt collection reviews

Name: Debt collection
Rating: 1.89 (83 reviews)

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1.50

Based on 83 reviews, last reviewed 6th Jan 2026

No new 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

20%

3 star

2 star

78%

Latest highest rating:

5

Very good xxxxx Go with them they make sense xx very nice very good Reviewed on: 30th July 2024

Latest lowest rating:

1

Reviews AYOM (Are You Owed Money Ltd). Scammers Avoid I used AYOM (Are You Owed Money Ltd) to recover a business debt earlier this year. The debtor paid by Faster Payments in June last year... Read more Reviewed on: 6th January 2026

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About this product

Ayom Debt Recovery provide services to help with debt collection including recovery, tracing, mediation, credit checking and legal support.

Each client has a customer service contact as well as a profile on a client portal. The details of the case are updated 24 hours a day so you know what’s happening with your debtor.

Ayom reviews help you find out what it’s really like to be a customer. If you’ve used Ayom before, you can also leave a review and share your experience.

Ayom Debt Recovery Debt collection reviews (83)

Review of the Ayom Debt Recovery, Debt collection:

Complete scam!

This company is a complete scam. They’ll tell you all the bad reviews are due to the nature of their business, people that owe money etc..this is not true! I employed this company a year ago, ref AY- 5159-3070 they never return my calls or emails, they haven’t got my money back and I’m now reporting to the ombudsman and police because I believe they’ve fraudulently obtained my money through deception! Reviewed on: 10th December 2020

Reply from Ayom Debt Recovery We strongly refute all instances of this review which question our legitimacy and integrity. Are You Owed Money Ltd are a fully licensed and regulated company. We comply with all UK laws and legislation. We will always seek to provide the best service possible for our clients but even in instances where recovery has not yet materialised, we will endeavour to keep working in line with our core values. Response date: 24th May 2021

Nice lady

The lady sorted out everything great customer service Reviewed on: 17th September 2021

Reply from Ayom Debt Recovery Good morning Louise. We appreciate your feedback and are pleased to see you had a positive interaction and result with us. Please get in touch if we can answer any questions for you. Kind regards, the AYOM team. Response date: 23rd September 2021

Very happy with the service from debbie

Have agreed a payment plan which suits all involved Reviewed on: 11th September 2021

Reply from Ayom Debt Recovery Good morning Kevin. Thank you very much for your review, we appreciate the feedback on your experience with us. Please get in touch if we can provide any further assistance on your matter. Kind regards, the Are You Owed Money team. Response date: 16th September 2021

Quick and Efficient

Debbie was very efficient and dealt with my query quickly and have good customer service. Reviewed on: 7th September 2021

Reply from Ayom Debt Recovery Good afternoon Sam. Thank you for reviewing your experience. We are very pleased to see your case handler abided by our core values to provide a positive and efficient service while engaging with you. Please get in touch if you have any questions. Kind regards, the Are You Owed Money team. Response date: 9th September 2021

Helpful Service

I spoke with Victoria who has very polite and understanding of my issue. After raising a dispute she talked me through the actions I need to take to ensure I am not paying anymore money than is required. Thank you for all your help today Victoria x Reviewed on: 7th September 2021

Reply from Ayom Debt Recovery Good afternoon Gina. Thank you very much for your review. We appreciate you taking some time to talk about your experience. We are very pleased to see your case handler resolved your matter in a way suitable for all parties. Kind regards, the Are You Owed Money team. Response date: 9th September 2021

Friendly and efficient

Was able to resolve my query quickly and effieciently, pleasure to deal with. Reviewed on: 2nd September 2021

Reply from Ayom Debt Recovery Good morning Jack. Thanks for taking some time to leave your review. We appreciate the positive feedback and are happy you had a good experience with our case handler. Kind regards, the Are You Owed Money team. Response date: 3rd September 2021

Amaazing service

Debbie my account manager was very clear and helpful! Would definitely recommend Reviewed on: 2nd September 2021

Reply from Ayom Debt Recovery Good morning. Thank you for your review. We are very appreciative of the recommendation. Please do get in touch if we can answer any questions about the case. Kind regards, the Are You Owed Money team. Response date: 3rd September 2021

Fantastic

Helpful knowledgeable no pressure literally fantastic Reviewed on: 31st August 2021

Reply from Ayom Debt Recovery Good morning Chris. Thanks for taking some time to review your experience. We appreciate the feedback and are pleased you had such a positive experience with our case handler. Please get in touch if you have any questions about the case. Kind regards, the AYOM team. Response date: 3rd September 2021

Good customer service

Spoke to a lovely lady and was very satisfied with service and the outcome. Reviewed on: 27th August 2021

Reply from Ayom Debt Recovery Good morning Karen. Thank you very much for your review. We appreciate the feedback and are very pleased to see you have had an easy and positive experience with our representative. Kind regards, the Are You Owed Money team. Response date: 3rd September 2021

Very helpful

Very quick reply to my query via email and my problem was sorted within one email. Debbie was very helpful and non judgemental. Reviewed on: 27th August 2021

Reply from Ayom Debt Recovery Good morning Emma. Thank you for your review. We appreciate the feedback and are pleased to see you have had a positive experience with us. Kind regards, the Are You Owed Money team. Response date: 27th August 2021

Awful

Got less back from debtors than I paid for the service from AYOM. Communication terrible, lies after lies Reviewed on: 19th August 2021

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