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Atom Bank: Savings reviews

4.92
Based on 4,598 reviews, last reviewed 22nd Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use Friendly customer service Very easy to use Friendly customer service Reviewed on: 22nd January 2026
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Zivia

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
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Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (4598)

Review of the Atom Bank, Savings:

Great platform with excellent interest rates

5
The rates are very competitive and the App has a lovely layout and easy to use. Reviewed on: 15th March 2025

Easy to use - good rates

5
very straightforward, Atom were suggested as a saving account, it had a competitive interest rate and it was highlighted as easy to use. I've been transferring it regular amounts, notifications come up straight away on the deposits I make. No complaints at all Reviewed on: 22nd April 2025

Great App.

4
Great App. Would highly recommend Reviewed on: 22nd April 2025

Online portal

4
I have only needed to make transactions into my newly set up account and so far it has been a smooth online service. Reviewed on: 22nd April 2025

Great 1-year fixed rate savings account

5
Great 1-year fixed rate savings account Reviewed on: 22nd April 2025

Atom Account

5
Easy to set up and use , and customer services easy to access , and always helpful . Reviewed on: 22nd April 2025

Great banking experience, very straight forward

5
Great banking experience, very straight forward Reviewed on: 22nd April 2025

Highly recommend this user friendly, good value bank.

5
I've used multiple Atom bank products for short term and long term savings reasons. The app is excellent, the communication is brilliant and the rates are unbeatable. I really like the security features and I've recommended Atom bank to lots of friends. Reviewed on: 22nd April 2025

Great App. Easy to Use

5
The Atom app is so completely easy to use. It is straight forward and easy to open accounts, transfer money, see what accounts you have and how they are doing. Couldn't be happier with it Reviewed on: 22nd April 2025

Simple, Easy, Straightforward

4
Have used Atom multiple times over the last couple of years, they often have some of the best interest rates. The app is easy to use to open new accounts and manage existing ones. Reviewed on: 22nd April 2025

The app is just so easy to use.

5
The app is just so easy to use. Great institution. Reviewed on: 22nd April 2025

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