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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4676 reviews)

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4.92

Based on 4,676 reviews, last reviewed 10th Feb 2026

3850% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very clear and easy to understand initial instructio... Very clear and easy to understand initial instructions and app is very easy to use and secure. Regular updates. Not too many confusing accounts. Ex... Read more Reviewed on: 10th February 2026

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4676)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Initial report

In my first year with Atom banking and been very impressed with them so far. Reviewed on: 10th May 2025

Atom is very transparent.

Atom is very transparent. Easy to navigate. Relaible and profitable. Reviewed on: 8th May 2025

No nonsense banking

No nonsense banking good savings rates. Very user friendly app Reviewed on: 5th May 2025

Face not recognised

Had a little trouble with face recognition after not accessing account for some time. Now using fingerprint, works fine. Reviewed on: 5th May 2025

Busy life, efficient service.

Atom offers a solid, efficient service which matches today's hurried life styles., secure whilst accessable, with competitive rates, intuitive app and alerts show information quickly and clearly. Reviewed on: 3rd May 2025

The administration side of the app and vault is very...

The administration side of the app and vault is very easy to understand and use. Reviewed on: 2nd May 2025

Simple sign up process, app very clear, good rates!

Simple sign up process, app very clear with good user interface, good interest rate. What more can you want?? Reviewed on: 2nd May 2025

On the phone-always ready to help.

On the phone-always ready to help. staff cheerful and knowledgeable. Easily understood Reviewed on: 1st May 2025

app easy to use ,funding is shown quickly as is any...

app easy to use ,funding is shown quickly as is any withdrawal Reviewed on: 1st May 2025

Easy to use, even if not the most competitive

At the time of opening a savings account, the interest rates were the best on the market. This has changed a little over time and whilst not the most competitive, the ease of set up and managing my account is easy and quick. Reviewed on: 30th April 2025

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