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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy to open account and good interest rates - very...

Easy to open account and good interest rates - very easy to transfer money . My daughter and husband opened accounts after my recommendation Reviewed on: 18th April 2025

Everything is efficient, they answer the phone withi...

Everything is efficient, they answer the phone within moments & you can understand what they are saying. Reviewed on: 18th April 2025

The app is easy to use.

The app is easy to use. Atom make everything clear and simple. Reviewed on: 18th April 2025

The best rates, makes choosing a savings account easy.

The best rates, makes choosing a savings account easy. The setting up was easy and consistent. Reviewed on: 18th April 2025

Easy, Secure with Competitive Rates

I found the App very easy to use to manage your accounts and see new products also appears very secure. Rates on products seem very competitive when compared accross the markets. Reviewed on: 18th April 2025

What’s not to like

Good rates, easy to use app, good communication. Reviewed on: 18th April 2025

Great web site ! easy to use web site very informative.

Excellent easy to use web site very informative. Great rates. Does what it says on the tin. Reviewed on: 18th April 2025

Very easy banking app to use, good interest rates, k...

Very easy banking app to use, good interest rates, keeps customers informed with up to date information. Reviewed on: 18th April 2025

Money Explosive with Atom Savings

Easy to use app, regular updates via email Reviewed on: 18th April 2025

Useful app, savings products easy to inderstand

It was very easy to open multiple savings accounts, and the information in the app was helpful to keep track of how much I had saved. The interest rates were also very good. Reviewed on: 18th April 2025

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