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Atom Bank: Savings reviews

4.91
Based on 5,180 reviews, last reviewed 12th Mar 2026
53600% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy application process , great easy friendly app ,... Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have c... Read more Reviewed on: 12th March 2026
Steven W's avatar
Steven W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5181)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

So easy to use with great products that really help...

5
So easy to use with great products that really help me manage my money Reviewed on: 17th April 2025

Great place to keep savings

5
Clear app interface, top savings rates, secure. What more can you want? Reviewed on: 17th April 2025

Great App and great interest rates

5
Great App and great interest rates Reviewed on: 17th April 2025

Top marks to Atom Bank

5
Excellent app makes saving a doddle and good competitive rates too Reviewed on: 17th April 2025

Great service and tools easy to use.

5
Straight forward and easy to complete transactions. Great communications. App is simple to follow. Reviewed on: 17th April 2025

Been with Atom for a couple of years - excellent sav...

5
Been with Atom for a couple of years - excellent savings accounts and service Reviewed on: 17th April 2025

Great service.

5
Great app, easy to use and does what it says Reviewed on: 17th April 2025

Never had an issue always on hand if needed

5
Never had an issue always on hand if needed Reviewed on: 17th April 2025

The app is first class and when I have needed to tal...

5
The app is first class and when I have needed to talk to someone, they were there! Reviewed on: 17th April 2025

Beautiful app; quick, easy, secure, and seamless to use

5
I was shocked at how quick, easy, safe, and seamless setting up an account with Atom was. After doing the due diligence and verifying safety, a quick call verified another query. The app is superb: instant visibility of balance in a simple clean page using FaceID, so no jumping through hoops to check balance. Interest paid was automatically deposited after 1 year into my designated account. Reviewed on: 17th April 2025

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