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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

An easy to use App with everything at your finger tips.

An easy to use App with everything at your finger tips. I haven't had the need to use the customer services, so can't score them. Top rate interest rates. Early days but so far so good. Reviewed on: 17th April 2025

Good interest and easy to use app especially easy to...

Good interest and easy to use app especially easy to add and return money which is almost instant Reviewed on: 17th April 2025

Atom does it better

Straight forward and keep you up to date unlike other online banks, excellent App Reviewed on: 17th April 2025

Top interest rate and easy to set up account online

Top interest rate and easy to set up account online Reviewed on: 17th April 2025

Friendly app

Simple app to use , as opposed to some sites Reviewed on: 17th April 2025

Great communication.

Great communication provided.Great interest rates too! Recommended the savings account to a colleague who is very happy watching his money grow. Reviewed on: 17th April 2025

Savings and banking

Very pleased with your service and app Reviewed on: 17th April 2025

Positive experience

Positive experience haven’t had to reach out with any queries. Great communication when my account was maturing and easy to set up another fixed savings account. Reviewed on: 17th April 2025

Easy access and safety satisfaction of savings..

Really easy to access web site and understand how your savings are progressing and clearly displayed. For someone who is not particularly computer savvy the set out and explanation is simple to operate. Great experience with feeling of safety and satisfaction. Reviewed on: 17th April 2025

Always at the end of the phone, very friendly and al...

Always at the end of the phone, very friendly and always give excellent advice Reviewed on: 17th April 2025

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