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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4594 reviews)

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4.92

Based on 4,594 reviews, last reviewed 29th Dec 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to understand No Problems at all easy to use and understand Reviewed on: 29th December 2025

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4594)

Review of the Atom Bank, Savings:

Atom excellent service

Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025

Great App based savings account

I opened my first account with Atom a few months ago and I am delighted with the ease of operation. I have an App based instant access savings account, which offers one of the best interest rates available currently. Opening the account was straightforward and took very little time, so it was convenient for me. The App itself has a very aesthetically pleasing look, and it is extremely easy to navigate your way around. Communication from Atom has been excellent and I feel fully informed of what is happening with my money. Making deposits and witdrawals is straightforward and I have quick and easy access to my money and I can see what is happening with it. I am also aware of any penalties to interest for woithdrawals. Overall I am very happy and I would highly recommend this account. Reviewed on: 21st April 2025

Found this a very good bank.

Found this a very good bank. All dealings efficiently processed and would highly recommend them. Reviewed on: 21st April 2025

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Brilliant Atom

Have used Atom for about 3 years now. Excellent service never had issues. Easy to use app. Great interest rates. Fantastic Reviewed on: 21st April 2025

Thank you Atom

Great interest rates! Thank you for the help Reviewed on: 21st April 2025

Nice app and decent interest rates have kept Atom co...

Nice app and decent interest rates have kept Atom competitive Reviewed on: 21st April 2025

I have been banking with Atom for several years.

I have been banking with Atom for several years. The app is very easy to use. The customer support team have always been polite, very helpful and efficient. The savings rates are always amongst the top five. Reviewed on: 21st April 2025

Quick and easy

Quick and easy to set up. Good rates on offer and flexible saving options. Reviewed on: 21st April 2025

I was recommended by a good friend to Atom who assur...

I was recommended by a good friend to Atom who assured me as I had not used app banking before. I have set up a couple more savings accounts on it since first matured and introduced someone else to it. I am not most tech savvy person but find the app easy to use and products easy to compare with savings percentages being open to all and not limited to high sum investments. I don’t always have a lot to save but it helps I can choose even 6 months and get a return, or 9 to 12 months depending on why I am saving. At maturity the money is returned with interest to my nominated account hassle free. Reviewed on: 21st April 2025

So easy to use and great communication with good ret...

So easy to use and great communication with good returns. My husband is setting his up today Reviewed on: 21st April 2025

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